GemHausNew report

Market Snapshot

Median listing price
$355K

The median listing price in Indianapolis, IN ZIP 46236 is $355,000 as of July 2026.

Median rent
$1,820/mo

The median market rent in Indianapolis, IN ZIP 46236 is $1,820/month as of July 2026.

Days on market
343 days

The median days on market in Indianapolis, IN ZIP 46236 is 343 days as of July 2026. The market is currently neutral.

Gross rental yield
6.15%

At a median list price of $355,000 and a median rent of $1,820/month, the gross rental yield in Indianapolis, IN ZIP 46236 is 6.15% as of July 2026.

Indianapolis, IN 46236 Real Estate Market Report

ZIP Code: 46236

Report Date: July 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
180 Days
Total Properties Analyzed
103
Active Listings
50
Sold Properties
53

Market Metrics

Median Listing Price
$355,000
Median Sold Price
$343,350
Median Price per Sqft
$172/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,820

Property Taxes

Property Tax Rate
0.99%

Liquidity & Velocity

Median Days on Market
343
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Indianapolis, IN are 6.72% compared to the 6.02% average observed earlier in 2026, reflecting a market-wide increase in borrowing costs.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market indicator, 343,350, represents the median sold price and points to modest appreciation consistent with recent transaction activity; given the neutral market temperature, this suggests pricing is stable rather than rapidly accelerating or collapsing.
  2. The gap between the 355,000 median listing price and the 343,350 median sold price suggests some seller pricing optimism; this pricing friction appears to be resolving slowly, as supported by the very long median days on market of 343, which indicates slower sales velocity and extended time to agreement.
  3. With a median price per square foot of 172 and a median market rent of 1,820, the local SFR and condo market shows continued rent growth (rent up year-over-year) while sales-side momentum is steady—investors should note rising rents but also account for elevated interest rate pressure when underwriting.
  4. Market liquidity appears balanced to cooling: the reported market temperature is neutral, price year-over-year trend is up, but interest rate pressure is elevated, so expect modest buyer leverage and measured transaction activity rather than rapid turnover.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

8558 Clew Ct, Indianapolis, IN 46236
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds4 baths3,794 sqft
$2,500,000
Feb 1, 2026
$659/sqft
182 days on market
9148 Nautical Watch Dr, Indianapolis, IN 46236
Premium

Sold above market average

6 beds3 baths4,032 sqft
$2,155,000
Feb 1, 2026
$534/sqft
8620 Key Harbour Dr, Indianapolis, IN 46236
Premium

Sold above market average

5 beds3 baths3,875 sqft
$1,395,000
Mar 1, 2026
$360/sqft
10923 Limbach Ct, Indianapolis, IN 46236
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds1 baths2,568 sqft
$332,000
Feb 1, 2026
$129/sqft
6109 Tolliston Dr, Indianapolis, IN 46236
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds1 baths2,307 sqft
$329,900
Jan 1, 2026
$143/sqft
238 days on market
7156 Maple Bluff Pl, Indianapolis, IN 46236
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds4 baths3,724 sqft
$323,000
Mar 1, 2026
$87/sqft
245 days on market
5517 Purpura Dr, Indianapolis, IN 46236
Value

Sold below market average

3 beds1 baths1,480 sqft
$135,000
Feb 1, 2026
$91/sqft
7037 Dewester Dr, Indianapolis, IN 46236
Value

Sold below market average

3 beds1 baths1,065 sqft
$135,000
Jun 1, 2026
$127/sqft
205 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$298/mo
46236 Avg Rent
46236 Cost to Own
Rent$1,820
Own$2,118

20% down, 6.49% rate, 1.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

46236 Avg nightly rate
46236 Avg occupancy (days/year)
Nightly rate$134/night
Occupancy336 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

GemHaus

Get personalized market intelligence

Analyze properties in Indianapolis, IN with valuations, rental estimates, highest-and-best-use signals, and operating costs.

Nearby Market Reports