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Market Snapshot

Median listing price
$582K

The median listing price in Talking Rock, GA ZIP 30175 is $582,450 as of September 2026.

Median rent
$1,850/mo

The median market rent in Talking Rock, GA ZIP 30175 is $1,850/month as of September 2026.

Days on market
95 days

The median days on market in Talking Rock, GA ZIP 30175 is 95 days as of September 2026. The market is currently neutral.

Gross rental yield
3.81%

At a median list price of $582,450 and a median rent of $1,850/month, the gross rental yield in Talking Rock, GA ZIP 30175 is 3.81% as of September 2026.

Talking Rock, GA 30175 Real Estate Market Report

ZIP Code: 30175

Report Date: September 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
44
Active Listings
30
Sold Properties
14

Market Metrics

Median Listing Price
$582,450
Median Sold Price
$490,000
Median Price per Sqft
$279/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,850

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.51%

Liquidity & Velocity

Median Days on Market
95
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Talking Rock, GA, are approximately 7.35%, which is 1.6% higher than the 5.75% rates observed in early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. median sold price: $490,000 is the primary indicator of recent market value and, with the price year-over-year trend reported as up, suggests modest appreciation amid a neutral market temperature.
  2. median listing price: $582,450 sits notably above the median sold price, which may indicate pricing friction between seller expectations and transaction reality rather than immediate market clearance.
  3. median days on market: 95 points to slower sales velocity and suggests that liquidity is cooling; this extended marketing time may require sellers to be more flexible on terms or pricing to achieve timely closings.
  4. median market rent: $1,850 is trending down while interest rate pressure is reported as elevated — with current 30-year rates around 7.35%, 1.6% higher than early 2026 — a combination that may dampen investor appetite and reduce demand for buy-to-rent strategies.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

228 Grey Squirrel Pt, Talking Rock, GA 30175
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds4 baths707 sqft
$1,750,000
Jul 2026
$2,475/sqft
86 days on market
736 Town Creek Church Rd, Talking Rock, GA 30175
Premium

Sold above market average

4 beds3 baths2,180 sqft
$1,500,000
Jun 2026
$688/sqft
74 days on market
3315 Big Ridge Rd, Talking Rock, GA 30175
Premium

Sold above market average

4 beds3 baths1,634 sqft
$685,000
Jul 2026
$419/sqft
84 days on market
239 Reindeer Ln, Talking Rock, GA 30175
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds3 baths2,808 sqft
$465,000
Jul 2026
$166/sqft
72 days on market
235 Oak Park Dr, Talking Rock, GA 30175
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths1,998 sqft
$442,000
Jul 2026
$221/sqft
310 days on market
304 Holden Rd, Talking Rock, GA 30175
Premium

Sold above market average

- beds2 baths1,344 sqft
$412,300
Jul 2026
$307/sqft
190 Old Blairsville Hwy, Talking Rock, GA 30175
Premium

Sold above market average

2 beds2 baths784 sqft
$295,000
Sep 2026
$376/sqft
102 days on market
1178 Swan Bridge Rd, Talking Rock, GA 30175
Value

Sold below market average

3 beds2 baths1,584 sqft
$290,000
Jul 2026
$183/sqft
32 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$1,047/mo
30175 Avg Rent
30175 Cost to Own
Rent$1,850
Own$2,897

20% down, 6.76% rate, 0.5% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

30175 Avg nightly rate
30175 Avg occupancy (days/year)
Nightly rate$328/night
Occupancy172 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 9/17/2026

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