Market Snapshot
- Median listing price
- $545K
- Median rent
- $2,100/mo
- Days on market
- 345 days
- Gross rental yield
- 4.63%
- STR vs LTR
- $1,851/mo STR · $2,100/mo LTR
The median listing price in Hiawassee, GA ZIP 30546 is $544,500 as of June 2026.
The median market rent in Hiawassee, GA ZIP 30546 is $2,100/month as of June 2026.
The median days on market in Hiawassee, GA ZIP 30546 is 345 days as of June 2026. The market is currently neutral.
At a median list price of $544,500 and a median rent of $2,100/month, the gross rental yield in Hiawassee, GA ZIP 30546 is 4.63% as of June 2026.
In Hiawassee, GA ZIP 30546, median Airbnb revenue is $1,851/month compared to median long-term rent of $2,100/month as of June 2026.
Hiawassee, GA 30546 Real Estate Market Report
ZIP Code: 30546
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in Hiawassee, GA are averaging 6.4%, which is 0.4% higher than the 6.0% rates observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- median sold price: 363,000 is the primary indicator of market value in Hiawassee and suggests recent transaction prices are substantially below current asking levels; this gap may indicate pricing friction between seller expectations and realized market value, so buyers should continue to leverage negotiated terms while sellers should consider aligning list pricing with recent sale benchmarks.
- median days on market: 345 points to slower sales velocity and extended marketing times, which may indicate more time is required to find qualified buyers; agents should plan longer marketing windows and buyers should expect increased negotiation leverage during contract terms. neutral market temperature supports a balanced approach to pricing strategy rather than aggressive short-term repositioning.
- median listing price: 544,500 versus the observed median sold price highlights a meaningful spread between asks and closed deals; sellers should consider staged pricing adjustments or stronger value-add messaging, while investors and owner-occupants may find opportunities to negotiate below asking. flat price year-over-year trend suggests limited upward pressure on sale prices in the near term.
- interest rate pressure: elevated combined with median market rent: 2,100 and rent year-over-year trend: down signals that financing costs are a headwind and rental demand is moderating; purchasers reliant on financing should stress-test offers at current rates and landlords should review rent comp strategies to retain occupancy. elevated
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Sold below market average
Sold below market average
Sold below market average
Sold below market average
Sold at market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 0.3% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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