Market Snapshot
- Median listing price
- $313K
- Median rent
- $1,945/mo
- Days on market
- 217 days
- Gross rental yield
- 7.47%
- STR vs LTR
- $1,848/mo STR · $1,945/mo LTR
The median listing price in Winter Haven, FL ZIP 33884 is $312,500 as of June 2026.
The median market rent in Winter Haven, FL ZIP 33884 is $1,945/month as of June 2026.
The median days on market in Winter Haven, FL ZIP 33884 is 217 days as of June 2026. The market is currently neutral.
At a median list price of $312,500 and a median rent of $1,945/month, the gross rental yield in Winter Haven, FL ZIP 33884 is 7.47% as of June 2026.
In Winter Haven, FL ZIP 33884, median Airbnb revenue is $1,848/month compared to median long-term rent of $1,945/month as of June 2026.
Winter Haven, FL 33884 Real Estate Market Report
ZIP Code: 33884
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in Winter Haven FL are 6.46%, which is lower than the 6.66% average observed throughout 2025.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- median sold price: 285,500 — Recent transactions center around this value, which serves as the primary indicator of market value; paired with a median days on market: 217, this suggests slower sales velocity and notable pricing friction for sellers. down in practical liquidity as transactions are taking longer to close.
- median listing price: 312,500 vs. median sold price: 285,500 — The gap between asking and achieved prices indicates a meaningful seller expectation premium that may not be fully realized at close, which suggests moderate negotiation room for buyers and a need for realistic pricing strategies by sellers.
- Inventory context (sample) and market temperature — The analyzed sample indicates relatively constrained active supply in recent transactions, while the market temperature: neutral suggests a balanced market overall; this combination appears to produce slower turnover rather than aggressive competition, so pricing should be set to attract attention rather than rely on bidding dynamics.
- Macro and rental context — interest rate pressure: elevated is compressing affordability even though local mortgage comparison shows Current 30-year fixed mortgage rates... 6.46%, which is lower than the 2025 average of 6.66%; concurrently rent year-over-year trend: down and median market rent: 1,945 point to weakening rental income prospects, reducing investor upside and supporting more conservative pricing assumptions.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 1.0% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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