Ponte Vedra, FL 32081 Real Estate Market Report
ZIP Code: 32081
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Key Findings
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median sold price: $635,000 anchors current market value and reflects realized transaction levels; with the price year-over-year trend reported as flat, sellers should expect stable pricing rather than rapid appreciation when setting list expectations and negotiating offers.
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median days on market: 277 indicates slower sales velocity and suggests pricing friction; pricing adjustments or targeted marketing may be required to convert listings into contracts within acceptable timelines.
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median listing price: $675,000 sits above the median sold price, which may reflect optimistic seller expectations relative to recent transactions and appears more pronounced given a relatively constrained active supply — consider conservative pricing or staged concessions to align buyer offers with realized values.
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median market rent: $3,275 is rising alongside a reported rent year-over-year trend of up and should be weighed by investors; however, elevated interest rate pressure (elevated) increases financing costs and may compress near-term cap rates, so underwrite deals with current rate environments in mind.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Ponte Vedra, FL 32081 Real Estate Market Report
ZIP Code: 32081
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Key Findings
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median sold price of $374,250 remains the primary indicator of market value in Ponte Vedra ZIP 32081 and, when compared to the median listing price of $399,000, suggests a persistent asking premium that may indicate pricing friction between sellers and recent transaction levels.
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median days on market of 457 points to slower sales velocity, which appears inconsistent with stabilized prices and likely reflects longer decision timelines or selective buyer activity rather than rapid turnover.
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price year-over-year trend: flat aligns with the observed sale prices and a market temperature: neutral, indicating a balanced market where sellers’ expectations and closed transactions are largely aligned and pricing is stable.
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median market rent of $2,295 is rising (rent year-over-year trend: up) and, combined with interest rate pressure: elevated, suggests stronger rental demand offering support to values while financing headwinds elevate cost of ownership, making buy-vs-rent decisions more sensitive to interest-rate movements.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold at market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.5% rate, 1.0% tax
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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