Jacksonville, FL 32221 Real Estate Market Report

ZIP Code: 32221
Report Date: June 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL average approximately 6.6% as of June 2026, reflecting a stable market environment for property owners compared to earlier in the year.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary indicator of market value is the median sold price of $231,000, which reflects recent transaction activity and suggests a representative recent sale level; stable transaction benchmark for valuation work in this ZIP code.

2. Liquidity appears muted with a median days on market of 310, which suggests slower sales velocity and extended marketing timelines despite a neutral market temperature.

3. Listing-side expectations show a median listing price of $335,845 versus realized sales, which may indicate pricing friction or seller optimism; flat price year-over-year trend supports a broadly stable valuation environment.

4. Rental fundamentals are supportive with a median market rent of $1,935 and rent year-over-year trend up, while interest rate pressure is marked as elevated and current 30-year fixed mortgage rates average approximately 6.6%, a factor that may temper buyer sensitivity in the near term.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.