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Market Snapshot

Median listing price
$318K

The median listing price in Ocala, FL ZIP 34475 is $318,350 as of September 2026.

Median rent
$1,595/mo

The median market rent in Ocala, FL ZIP 34475 is $1,595/month as of September 2026.

Days on market
60 days

The median days on market in Ocala, FL ZIP 34475 is 60 days as of September 2026. The market is currently neutral.

Gross rental yield
6.01%

At a median list price of $318,350 and a median rent of $1,595/month, the gross rental yield in Ocala, FL ZIP 34475 is 6.01% as of September 2026.

Ocala, FL 34475 Real Estate Market Report

ZIP Code: 34475

Report Date: September 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
70
Active Listings
53
Sold Properties
17

Market Metrics

Median Listing Price
$318,350
Median Sold Price
$247,000
Median Price per Sqft
$172/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,595

Property Taxes

Property Tax Rate
1.06%

Liquidity & Velocity

Median Days on Market
60
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates for properties in Ocala, FL are averaging 6.8%, reflecting a period of elevated borrowing costs compared to earlier 2026 levels.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The median sold price 247,000 is the primary indicator of current market value and recent transaction activity in ZIP 34475, and it suggests realized prices are meaningfully lower than asking levels given a median listing price 318,350, which may indicate pricing friction and that seller expectations exceed recent transaction results; softening between ask and sale.
  2. The median days on market 60 points to a measured sales velocity—longer time to close relative to faster markets—and, together with a neutral market temperature, suggests a balanced market where buyers have time to evaluate options; balanced, moderate pace.
  3. The median price per square foot 172 combined with a median market rent 1,595 and a flat rent year-over-year trend suggests stabilizing value per unit area and limited near-term upside in rental-driven demand; rent growth flat.
  4. Elevated borrowing costs are a material headwind: interest rate pressure is described as elevated and current 30-year fixed mortgage rates are averaging 6.8%, which may restrain buyer purchasing power and keep transaction volumes measured; elevated interest rate pressure.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

5028 W Anthony Rd, Ocala, FL 34475
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds3 baths4,044 sqft
$1,512,500
Jun 2026
$374/sqft
244 days on market
6910 Nw 35th Avenue Rd, Ocala, FL 34475
Premium

Sold above market average

4 beds3 baths2,118 sqft
$1,350,000
Jul 2026
$637/sqft
308 days on market
3340 Nw 2nd Ave, Ocala, FL 34475
Premium

Sold above market average

3 beds3 baths3,470 sqft
$730,000
Jun 2026
$210/sqft
50 days on market
1803 Nw 35th St, Ocala, FL 34475
Premium

Quick sale indicating strong buyer demand and competitive market conditions.

3 beds2 baths1,630 sqft
$335,000
Aug 2026
$206/sqft
20 days on market
285 Nw 65th St, Ocala, FL 34475
Market Benchmark

Sold at market average

3 beds2 baths1,167 sqft
$204,900
Jul 2026
$176/sqft
256 days on market
4051 Nw 19th Ave, Ocala, FL 34475
Market Benchmark

Sold at market average

3 beds1 baths1,216 sqft
$200,000
Jul 2026
$164/sqft
38 days on market
3470 Nw 16th Ave, Ocala, FL 34475
Market Benchmark

Sold at market average

3 beds1 baths1,092 sqft
$197,000
Jul 2026
$180/sqft
89 days on market
2135 Nw 27th Ave, Ocala, FL 34475
Value

Sold below market average

5 beds2 baths1,904 sqft
$60,000
Jul 2026
$32/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$29/mo
34475 Avg Rent
34475 Cost to Own
Rent$1,595
Own$1,566

20% down, 6.71% rate, 1.1% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

34475 Avg nightly rate
34475 Avg occupancy (days/year)
Nightly rate$177/night
Occupancy172 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 9/10/2026

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