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Market Snapshot

Median listing price
$250K

The median listing price in Ocala, FL ZIP 34472 is $249,900 as of September 2026.

Median rent
$1,675/mo

The median market rent in Ocala, FL ZIP 34472 is $1,675/month as of September 2026.

Days on market
77 days

The median days on market in Ocala, FL ZIP 34472 is 77 days as of September 2026. The market is currently neutral.

Gross rental yield
8.04%

At a median list price of $249,900 and a median rent of $1,675/month, the gross rental yield in Ocala, FL ZIP 34472 is 8.04% as of September 2026.

Ocala, FL 34472 Real Estate Market Report

ZIP Code: 34472

Report Date: September 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
216
Active Listings
141
Sold Properties
75

Market Metrics

Median Listing Price
$249,900
Median Sold Price
$251,000
Median Price per Sqft
$159/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,675

Property Taxes

Property Tax Rate
1.28%

Liquidity & Velocity

Median Days on Market
77
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
down
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Ocala, FL 34472 market are averaging approximately 6.8%, reflecting a period of elevated borrowing costs compared to earlier 2026 levels.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. median sold price — $251,000 remains the primary indicator of market value and recent transaction activity in ZIP 34472, representing a realistic market-clearing level relative to asking prices and should guide pricing and underwriting decisions.
  2. median days on market — 77 suggests slower sales velocity and extended time to contract, which may indicate increased negotiating leverage for buyers and the need for more competitive seller concessions or pricing strategies.
  3. median listing price — $249,900 sitting near the median sold price signals limited pricing dispersion between asks and closed sales, but with the market temperature labeled as neutral, sellers should avoid aggressive premiums that could lengthen marketing time.
  4. price year-over-year trend — down combined with elevated interest rate pressure at approximately 6.8% implies financing headwinds; underwriters and investors should stress-test affordability scenarios while rent trends remain flat (median market rent — $1,675) and price per square foot stays at $159.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

295 Locust Pass, Ocala, FL 34472
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds2 baths1,500 sqft
$475,000
Jun 2026
$317/sqft
121 days on market
6894 Se 89th St, Ocala, FL 34472
Premium

Sold above market average

3 beds2 baths1,631 sqft
$386,000
Aug 2026
$237/sqft
63 days on market
8 Pecan Course Trce, Ocala, FL 34472
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,231 sqft
$245,000
Jun 2026
$199/sqft
1 days on market
508 Emerald Rd, Ocala, FL 34472
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,780 sqft
$230,000
Jul 2026
$129/sqft
106 days on market
48 Banyan Dr, Ocala, FL 34472
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,347 sqft
$230,000
Jun 2026
$171/sqft
44 Redwood Rd, Ocala, FL 34472
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,153 sqft
$229,000
Jun 2026
$199/sqft
29 days on market
9442 Bahia Rd, Ocala, FL 34472
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

3 beds2 baths1,248 sqft
$126,100
Jul 2026
$101/sqft
22 days on market
8 Cedar Trace Crse, Ocala, FL 34472
Value

Sold below market average

3 beds2 baths1,689 sqft
$80,000
Aug 2026
$47/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$36/mo
34472 Avg Rent
34472 Cost to Own
Rent$1,675
Own$1,639

20% down, 6.71% rate, 1.3% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

34472 Avg nightly rate
34472 Avg occupancy (days/year)
Nightly rate$213/night
Occupancy99 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 9/10/2026

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