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Market Snapshot

Median listing price
$283K

The median listing price in Ocala, FL ZIP 34473 is $283,000 as of September 2026.

Median rent
$1,800/mo

The median market rent in Ocala, FL ZIP 34473 is $1,800/month as of September 2026.

Days on market
66 days

The median days on market in Ocala, FL ZIP 34473 is 66 days as of September 2026. The market is currently neutral.

Gross rental yield
7.63%

At a median list price of $283,000 and a median rent of $1,800/month, the gross rental yield in Ocala, FL ZIP 34473 is 7.63% as of September 2026.

Ocala, FL 34473 Real Estate Market Report

ZIP Code: 34473

Report Date: September 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
218
Active Listings
100
Sold Properties
118

Market Metrics

Median Listing Price
$283,000
Median Sold Price
$271,500
Median Price per Sqft
$163/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,800

Property Taxes

Property Tax Rate
1.24%

Liquidity & Velocity

Median Days on Market
66
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Ocala, FL are 6.76%, which is 0.05% higher than the 6.71% average observed earlier in September 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market indicator, median sold price: $271,500, suggests a stable transaction-level valuation for SFR and condo properties in ZIP 34473, with balanced price tension between recent sales and asking expectations.
  2. The gap between median listing price: $283,000 and the median sold price points to measurable pricing friction that appears to leave some seller expectations unmet, which may be keeping some listings on market longer.
  3. Liquidity appears muted: the median days on market: 66 signals slower sales velocity relative to hot-market conditions and, combined with a relatively constrained active supply in the analyzed sample, supports a neutral market temperature rather than a strong directional market.
  4. Macro pressure is a headwind for demand: interest rate pressure: elevated (with current 30-year fixed at 6.76% per local comparison) likely contributes to flat price and rent trends—both price year-over-year trend: flat and rent year-over-year trend: flat—and suggests buyers may remain price-sensitive in the near term.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

12470 Sw 16th Ave, Ocala, FL 34473
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds2 baths2,020 sqft
$550,000
Aug 2026
$272/sqft
15810 Sw 59th Avenue Rd, Ocala, FL 34473
Premium

Sold above market average

5 beds3 baths2,207 sqft
$475,000
Jul 2026
$215/sqft
31 days on market
16187 Sw 24th Ter, Ocala, FL 34473
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths1,670 sqft
$295,000
Jun 2026
$177/sqft
8 days on market
15134 Sw 46th Cir, Ocala, FL 34473
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths1,578 sqft
$266,000
Jul 2026
$169/sqft
142 days on market
4655 Sw 139th Ln, Ocala, FL 34473
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,606 sqft
$266,000
Jun 2026
$166/sqft
153 days on market
2213 Sw 146th Loop, Ocala, FL 34473
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,623 sqft
$265,000
Jul 2026
$163/sqft
55 days on market
15867 Sw 13th Cir, Ocala, FL 34473
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

2 beds2 baths1,580 sqft
$215,000
Jul 2026
$136/sqft
1 days on market
4190 Sw 140th Street Rd, Ocala, FL 34473
Value

Sold below market average

2 beds2 baths1,482 sqft
$101,200
Jul 2026
$68/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$38/mo
34473 Avg Rent
34473 Cost to Own
Rent$1,800
Own$1,762

20% down, 6.71% rate, 1.2% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

34473 Avg nightly rate
34473 Avg occupancy (days/year)
Nightly rate$150/night
Occupancy215 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 9/10/2026

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