Market Snapshot
- Median listing price
- $300K
- Median rent
- $1,850/mo
- Days on market
- 81 days
- Gross rental yield
- 7.40%
The median listing price in Ocala, FL ZIP 34476 is $300,000 as of September 2026.
The median market rent in Ocala, FL ZIP 34476 is $1,850/month as of September 2026.
The median days on market in Ocala, FL ZIP 34476 is 81 days as of September 2026. The market is currently neutral.
At a median list price of $300,000 and a median rent of $1,850/month, the gross rental yield in Ocala, FL ZIP 34476 is 7.40% as of September 2026.
Ocala, FL 34476 Real Estate Market Report
ZIP Code: 34476
Report Date: September 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Ocala, FL are averaging 6.76%, reflecting a stable market environment for property owners compared to recent 2026 fluctuations.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary market-value indicator is the median sold price $273,000, which points to recent transaction-based pricing that buyers and appraisers are referencing in Ocala ZIP 34476; given the median listing price $300,000, there appears to be a pricing gap that may indicate seller optimism versus realized sale levels.
- The median days on market 81 suggests slower sales velocity compared with brisk markets and, when combined with the pricing gap, may indicate increased buyer negotiation time and more due diligence windows for purchasers.
- Market context shows the price year-over-year trend flat and rent year-over-year trend flat, supporting a broadly balanced market view; with the market temperature neutral, conditions appear stable rather than strongly favoring buyers or sellers.
- Interest-rate and financing context: Current 30-year fixed mortgage rates averaging 6.76% and interest rate pressure moderate together suggest borrowing costs are a meaningful headwind for some buyers but not an acute disruptor to transactions; investors and owner-occupiers should model affordability at these exact rate levels.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Below-market acquisition. Investor purchase with value-add potential through renovation.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.71% rate, 1.1% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 9/10/2026
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