Market Snapshot
- Median listing price
- $290K
- Median rent
- $1,400/mo
- Days on market
- 79 days
- Gross rental yield
- 5.80%
- STR vs LTR
- $1,762/mo STR · $1,400/mo LTR
The median listing price in Ocala, FL ZIP 34470 is $289,900 as of September 2026.
The median market rent in Ocala, FL ZIP 34470 is $1,400/month as of September 2026.
The median days on market in Ocala, FL ZIP 34470 is 79 days as of September 2026. The market is currently neutral.
At a median list price of $289,900 and a median rent of $1,400/month, the gross rental yield in Ocala, FL ZIP 34470 is 5.80% as of September 2026.
In Ocala, FL ZIP 34470, median Airbnb revenue is $1,762/month compared to median long-term rent of $1,400/month as of September 2026.
Ocala, FL 34470 Real Estate Market Report
ZIP Code: 34470
Report Date: September 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Ocala, FL, are averaging approximately 6.76%, reflecting a period of elevated borrowing costs compared to earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary indicator of market value is the median sold price of $263,000, which represents recent transaction activity; compared with the median listing price of $289,900 this spread suggests pricing friction or seller adjustment may be present as buyers respond to current conditions.
- The median days on market of 79 points to slower sales velocity and extended marketing periods; longer time to contract may indicate buyers are more deliberative rather than urgent in offers.
- The price year-over-year trend is flat and the market temperature is neutral, implying a balanced market context where neither side has a pronounced advantage; stable balance suggests moderate negotiation leverage for both buyers and sellers.
- The interest rate pressure is elevated (current 30-year fixed mortgage rates in Ocala, FL, are averaging approximately 6.76%), while the median market rent is $1,400 and median price per square foot is $157; elevated financing costs may suppress buyer urgency and support persistent caution among price-sensitive buyers.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Quick sale indicating strong buyer demand and competitive market conditions.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Quick sale indicating strong buyer demand and competitive market conditions.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.71% rate, 1.1% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 9/10/2026
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