Jacksonville, FL 32258 Real Estate Market Report

ZIP Code: 32258
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

---

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Rental Market

---

Property Taxes

---

Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

---

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL are averaging 6.3%, which is 0.4% higher than the 5.9% average observed earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

---

Key Findings

1. The primary market indicator, the median sold price is $287,250, which sits below the median listing price of $339,500 and suggests a gap between seller expectations and recent transaction levels; pricing friction may be present as a result.

2. The median days on market is 249, signaling slower sales velocity and longer listing periods that may indicate buyers are taking more time to transact in this area; down movement in transaction pace appears likely.

3. Pricing and rent signals are mixed: the median price per square foot is $185 while the median market rent is $2,100; with rent year-over-year trend reported as down, rental strength may be softening relative to recent periods.

4. Macro headwinds persist—mortgage costs are elevated with a current 30-year fixed rate of 6.3%, which is 0.4% higher than the 5.9% average earlier in 2026—this elevated interest rate pressure may constrain affordability and temper demand; elevated interest rate pressure.

---

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Jacksonville, FL 32258 Real Estate Market Report

ZIP Code: 32258
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

---

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Rental Market

---

Property Taxes

---

Liquidity & Velocity

---

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL are averaging 6.3%, which is 0.4% higher than the 5.9% average observed earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

---

Key Findings

1. The primary market signal is the median sold price of $234,000, which indicates recent transaction-level value and suggests modest appreciation when viewed alongside a higher median listing price of $250,000; sellers should expect some negotiation as asking prices exceed representative recent sale prices. up price trend supports cautious seller optimism.

2. Liquidity appears slower: the median days on market of 437 points to extended marketing time and may indicate pricing friction or reduced urgency among buyers, so agents should prioritize targeted staging, price rationalization, and motivated-buyer outreach to improve velocity. down rent trend and longer time-to-contract reinforce this need.

3. Inventory conditions show relatively constrained active supply in the analyzed sample but with elevated listing pressure relative to sales activity, which aligns with a median listing price of $250,000 that exceeds realized sale prices; sellers should consider competitive pricing strategies and buyers may find negotiating leverage. neutral market temperature suggests a balanced environment rather than a one-sided market.

4. Macro headwinds are present: interest rate pressure described as elevated, with local 30-year fixed mortgage rates at 6.3% (0.4% higher than earlier in 2026), which may suppress affordability and slow demand; lenders, buyers, and investors should factor higher financing costs into offer strategies and hold periods. elevated

---

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.