Jacksonville, FL 32222 Real Estate Market Report

ZIP Code: 32222
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Jacksonville, FL (ZIP: 32222) is characterized by a median sold price of $324,900, reflecting the actual transaction activity in the area. This price point indicates a stable market despite a recent trend of price softness, as evidenced by the overall market conditions. The neighborhood has decreased in value, with prices trending down year-over-year, suggesting a potential shift in buyer sentiment and market dynamics.

The market is currently experiencing elevated inventory levels, which may indicate a rebalancing phase as buyers gain leverage amidst slower sales velocity. The median days on market stands at 247, highlighting a prolonged selling period that could be contributing to the overall market cooling. While local economic strength provides a buffer against broader market declines, elevated mortgage rates continue to exert pressure on affordability, further complicating the landscape for potential buyers.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville, FL around 5.75%-6.09% are slightly lower than the recent 2026 average of approximately 6.14%-6.69% seen earlier this year, presenting a marginal cost opportunity for new financing.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $324,900 suggests a stable market, despite recent price adjustments.

2. Market conditions indicate prices are trending down year-over-year, reflecting a shift in buyer dynamics.

3. The median days on market of 247 points to slower sales velocity, which may affect liquidity in the market.

4. Elevated inventory levels suggest excess supply relative to sales activity, impacting seller expectations.

5. The current market temperature is neutral, indicating balanced conditions despite the challenges posed by elevated interest rates.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.