Jacksonville, FL 32207 Real Estate Market Report

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Market Metrics

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

Property Taxes

Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

Market Trends & Context

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

Key Findings

1. The neighborhood's median sold price is 265,000, which serves as the primary indicator of recent transaction value; this representative recent sale level, combined with a neutral market temperature and a down price year-over-year trend, suggests modest downward pressure on valuations and slower sales velocity (median days on market is 360).
2. The median listing price is 329,900, a material gap above the median sold price that may indicate pricing friction and elevated seller expectations; given the sample shows elevated inventory relative to sales activity, sellers may need to align pricing to realize transactions more quickly.
3. The median price per square foot is 194 while median market rent is 1,275; with rent year-over-year trend reported as down, rental cashflow expectations may be under pressure and landlords should monitor concessions and vacancy risk closely.
4. Current 30-year fixed mortgage rates in Jacksonville are 6.4% (versus a 5.7% early‑2026 average), reflecting moderate interest rate pressure; this increase in borrowing costs may further dampen buyer affordability and contribute to the observed cooling in price momentum.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.