Jacksonville, FL 32207 Real Estate Market Report

ZIP Code: 32207
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Jacksonville, FL reflects a median sold price of $318,000, indicating a stable transaction environment despite recent trends showing a down trajectory in pricing. This suggests a decreased market value compared to prior periods, although the exact historical price change percentage is not available. The market appears to be experiencing a shift towards balance, characterized by elevated inventory levels and a median days on market of 183, which indicates a slower sales velocity.

The current market conditions are supported by moderate interest rates, averaging around 6.00% to 6.09% for 30-year fixed mortgages, which are relatively stable compared to historical averages. However, the median listing price of $314,900 suggests that sellers may be adjusting expectations in light of the market's cooling trend. Overall, the combination of elevated inventory and moderate sales activity points to a market that is transitioning but remains underpinned by strong local job growth and population influx.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL average around 6.00% to 6.09% compared to historical 2026 averages near 6.18% for property owners in this market.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $318,000 reflects a stable market despite a down trend in pricing.

2. With a median days on market of 183, the market is experiencing slower sales velocity, indicating a potential shift in buyer sentiment.

3. The median listing price of $314,900 suggests that sellers may be adjusting their expectations in response to market conditions.

4. Current interest rates between 6.00% and 6.09% are relatively moderate, providing some support for buyer activity in the market.

5. The rental market shows a down trend in median market rent at $1,676, contributing to a renter-friendly environment.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.