Dunnellon, FL 34433 Real Estate Market Report

ZIP Code: 34433
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

---

Executive Overview

The real estate market in Dunnellon, FL is currently characterized by a median sold price of $274,500, reflecting a cooling trend as the market has decreased 8% since 2022. This decline in sold prices indicates a shift from the previous rapid growth phase, suggesting that buyers are gaining more leverage in negotiations. The median days on market stands at a notably high 366 days, which points to slower sales velocity and may indicate a more cautious buyer sentiment in the area.

Inventory conditions reveal elevated levels of active listings relative to sales activity, contributing to a more balanced market environment. The median listing price of $349,900 suggests a significant gap between seller expectations and actual transaction values, which may lead to pricing friction as sellers adjust to the current market dynamics. Overall, the market temperature is assessed as neutral, indicating a stable yet cautious atmosphere as buyers and sellers navigate these changing conditions.

---

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Rental Market

---

Property Taxes

---

Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

---

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Dunnellon FL average 6.31%, which is 0.16% higher than the average rate of 6.15% recorded in March 2025.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

---

Key Findings

1. The median sold price of $274,500 reflects a downward trend, having decreased 8% since 2022, indicating potential pricing adjustments ahead.

2. With a median days on market of 366, the market is experiencing slower sales velocity, suggesting that properties are taking longer to sell than in previous periods.

3. The median listing price of $349,900 shows a notable gap compared to the sold price, indicating potential pricing friction as sellers may need to adjust expectations.

4. Inventory levels are elevated, suggesting excess supply relative to sales activity, which may provide buyers with more options and leverage in negotiations.

5. The median market rent is $1,410, which has been trending up, indicating a strong rental market that may attract investors despite the cooling sales environment.

---

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.