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Market Snapshot

Median listing price
$810K

The median listing price in Boca Raton, FL ZIP 33498 is $809,999 as of August 2026.

Median rent
$4,600/mo

The median market rent in Boca Raton, FL ZIP 33498 is $4,600/month as of August 2026.

Days on market
264 days

The median days on market in Boca Raton, FL ZIP 33498 is 264 days as of August 2026. The market is currently neutral.

Gross rental yield
6.81%

At a median list price of $809,999 and a median rent of $4,600/month, the gross rental yield in Boca Raton, FL ZIP 33498 is 6.81% as of August 2026.

Boca Raton, FL 33498 Real Estate Market Report

ZIP Code: 33498

Report Date: August 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
149
Active Listings
35
Sold Properties
114

Market Metrics

Median Listing Price
$809,999
Median Sold Price
$757,102
Median Price per Sqft
$276/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$4,600

Property Taxes

Property Tax Rate
0.89%

Liquidity & Velocity

Median Days on Market
264
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Boca Raton, FL, are approximately 6.75%, which is 0.7% higher than the 6.05% average observed earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. Median sold price $757,102 is the primary indicator of recent market value in ZIP 33498 and points to stable transaction pricing anchored by completed sales; representative recent sale activity suggests buyers are selective and paying near-trade levels for desirable, move-in-ready inventory.
  2. Median listing price $809,999 sits above the median sold price, creating visible pricing friction that may indicate seller optimism or holdout pricing; flat price momentum alongside this gap suggests listings may need greater alignment with recent transaction levels to accelerate offers.
  3. Median days on market 264 signals slower sales velocity and extended marketing periods for many SFR and condominium listings; slower transaction volume may persist for older or non-waterfront inventory while turnkey and luxury properties remain relatively resilient.
  4. Interest rate pressure elevated is an ongoing headwind—market commentary notes current 30-year fixed mortgage rates in Boca Raton, FL are approximately 6.75%, which is 0.7% higher than the earlier 2026 average; elevated interest rate pressure may constrain buyer affordability and keep the market temperature neutral despite stable prices.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

10710 Kirkaldy Ln, Boca Raton, FL 33498
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

6 beds6 baths4,246 sqft
$2,335,000
Jul 1, 2026
$550/sqft
2497 days on market
11655 Windy Forest Way, Boca Raton, FL 33498
Premium

Sold above market average

5 beds5 baths4,346 sqft
$1,950,000
Jul 1, 2026
$449/sqft
1850 days on market
10653 Saint Thomas Dr, Boca Raton, FL 33498
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths2,325 sqft
$860,000
Jun 1, 2026
$370/sqft
38 days on market
10082 Harbourtown Ct, Boca Raton, FL 33498
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths2,060 sqft
$860,000
Jul 1, 2026
$417/sqft
2768 days on market
10294 Crosswind Rd, Boca Raton, FL 33498
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths2,040 sqft
$855,000
Jul 1, 2026
$419/sqft
139 days on market
10980 Hidden Lake Pl, Boca Raton, FL 33498
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

2 beds2 baths1,352 sqft
$330,000
Jul 1, 2026
$244/sqft
1 days on market
10872 Lake Front Pl, Boca Raton, FL 33498
Market Benchmark

Sold at market average

2 beds2 baths1,204 sqft
$305,000
Jul 1, 2026
$253/sqft
2852 days on market
10971 Lake Front Pl, Boca Raton, FL 33498
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

2 beds2 baths1,459 sqft
$270,000
Jul 1, 2026
$185/sqft
1 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$84/mo
33498 Avg Rent
33498 Cost to Own
Rent$4,600
Own$4,684

20% down, 6.69% rate, 0.9% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

33498 Avg nightly rate
33498 Avg occupancy (days/year)
Nightly rate$349/night
Occupancy153 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 8/11/2026

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