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Market Snapshot

Median listing price
$900K

The median listing price in Boca Raton, FL ZIP 33498 is $899,900 as of September 2026.

Median rent
$4,950/mo

The median market rent in Boca Raton, FL ZIP 33498 is $4,950/month as of September 2026.

Days on market
195 days

The median days on market in Boca Raton, FL ZIP 33498 is 195 days as of September 2026. The market is currently neutral.

Gross rental yield
6.60%

At a median list price of $899,900 and a median rent of $4,950/month, the gross rental yield in Boca Raton, FL ZIP 33498 is 6.60% as of September 2026.

STR vs LTR
$3,730/mo STR · $4,950/mo LTR

In Boca Raton, FL ZIP 33498, median Airbnb revenue is $3,730/month compared to median long-term rent of $4,950/month as of September 2026.

Boca Raton, FL 33498 Real Estate Market Report

ZIP Code: 33498

Report Date: September 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
217
Active Listings
29
Sold Properties
188

Market Metrics

Median Listing Price
$899,900
Median Sold Price
$788,500
Median Price per Sqft
$322/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$4,950

Property Taxes

Property Tax Rate
0.83%

Liquidity & Velocity

Median Days on Market
195
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 33498 area are averaging approximately 6.7% to 6.99%, reflecting a market environment where rates have remained elevated throughout 2026 compared to the 6.01% annual low seen in February.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. 788,500 is the primary market-value signal as the median sold price and represents the best indicator of recent transaction levels in 33498; flat year-over-year price trend and a neutral market temperature suggest price stability rather than rapid appreciation or decline.
  2. 899,900 median listing price versus the median sold price of 788,500 highlights a meaningful seller–buyer price gap that may indicate pricing friction or elevated seller expectations relative to realized transaction prices.
  3. 195 median days on market points to slower sales velocity and, combined with the analyzed sample's profile, suggests relatively constrained active supply and measured liquidity rather than rapid turnover.
  4. Rent and financing context: median market rent is 4,950 and rent year-over-year trend is up, while interest rate pressure is described as elevated with current 30-year fixed mortgage rates in the 33498 area averaging approximately 6.7% to 6.99%, a factor likely moderating buyer demand and sustaining the observed pricing gap.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

10710 Kirkaldy Ln, Boca Raton, FL 33498
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds6 baths4,246 sqft
$2,335,000
Aug 2026
$550/sqft
290 days on market
10770 Stonebridge Blvd, Boca Raton, FL 33498
Premium

Sold above market average

3 beds3 baths3,470 sqft
$2,100,000
Aug 2026
$605/sqft
670 days on market
19712 Dinner Key Dr, Boca Raton, FL 33498
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths2,325 sqft
$799,000
Aug 2026
$344/sqft
108 days on market
10152 Harbourtown Ct, Boca Raton, FL 33498
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths2,176 sqft
$795,000
Jun 2026
$365/sqft
110 days on market
19815 Sedgefield Ter, Boca Raton, FL 33498
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

5 beds2 baths1,936 sqft
$795,000
Jul 2026
$411/sqft
168 days on market
18102 103rd Trl S, Boca Raton, FL 33498
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

2 beds2 baths1,697 sqft
$490,000
Jul 2026
$289/sqft
1 days on market
10971 Lake Front Pl, Boca Raton, FL 33498
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

2 beds2 baths1,459 sqft
$270,000
Jul 2026
$185/sqft
1 days on market
10984 Water Oak Mnr, Boca Raton, FL 33498
Value

Sold below market average

2 beds2 baths1,459 sqft
$250,000
Aug 2026
$171/sqft
249 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$103/mo
33498 Avg Rent
33498 Cost to Own
Rent$4,950
Own$4,847

20% down, 6.71% rate, 0.8% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

33498 Avg nightly rate
33498 Avg occupancy (days/year)
Nightly rate$306/night
Occupancy303 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 9/7/2026

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