Louisville, CO 80027 Real Estate Market Report
ZIP Code: 80027
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Louisville, CO, are averaging approximately 6.35%, which is slightly lower than the 2026 annual average of 6.66%, indicating a modest improvement in borrowing conditions for property owners in this market.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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median sold price $790,000 anchors recent transaction value and indicates continued modest appreciation; with the market price year-over-year trend noted as up, recorded sold values remain the primary signal for pricing decisions and underwriting.
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median listing price $850,000 sits above the median sold price, which suggests pricing friction between seller expectations and final sale outcomes and may require seller concessions or price adjustments to achieve sale.
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median days on market 249 points to slower sales velocity, indicating properties are taking substantially longer to convert from listing to closed sale and liquidity appears muted despite rising prices.
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median price per square foot $411 combined with a elevated inventory tone in the sample suggests buyers have choice; under these conditions and with interest rate pressure flagged as moderate, expect more negotiation leverage for informed buyers and a need for sellers to present competitively underwritten offers.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Louisville, CO 80027 Real Estate Market Report
ZIP Code: 80027
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Louisville, CO, are averaging approximately 6.35%, which is slightly lower than the 2026 annual average of 6.66%, indicating a modest improvement in borrowing conditions for property owners in this market.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The neighborhood's median sold price is 397,250, which serves as the primary indicator of recent transaction-level market value and aligns with a price year-over-year trend of up, suggesting ongoing modest appreciation.
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The median listing price is 367,500, below the median sold price; this gap may indicate sellers are setting competitive asks or that representative recent sale transactions are influencing final sale prices, so sellers should verify comparable closed sales when pricing.
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A median days on market of 468 points to slower sales velocity despite a relatively constrained active supply in the analyzed sample, which may indicate pricing friction and suggests buyers can be deliberate while sellers should expect longer marketing periods; market temperature remains neutral.
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Median market rent is 1,600 and rent year-over-year trend is up, while financing conditions show 30-year fixed rates averaging approximately 6.35% with moderate interest rate pressure—this combination supports steady rental demand but advises caution on purchase affordability for buyers relying on mortgage financing.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold above market average
Sold above market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 0.6% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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