Golden, CO 80403 Real Estate Market Report

ZIP Code: 80403
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 80403 area average 6.37%, reflecting a stabilized market environment compared to the volatility observed earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood's primary market indicator, the median sold price, is 892,500, reflecting realized transaction values and suggesting that recent buyer-paid prices are slightly below asking expectations; note the median listing price is 932,500, which may indicate a measurable pricing gap as sellers test market ceilings and up price momentum persists.

2. Market temperature is hot, which, combined with the price year-over-year trend being up, suggests continued seller advantage and multiple-offer dynamics; buyers should expect competition and agents should prioritize rapid offer preparation and escalation clauses where appropriate.

3. The median days on market is 282, which equates to slower sales velocity compared with a rapid-transaction environment and may indicate pockets of pricing friction or property-specific marketing timelines; sellers should consider targeted staging, pricing alignment, and clear marketing windows to reduce time to contract.

4. Interest rate pressure is characterized as moderate with local 30-year fixed mortgage rates averaging 6.37%, while the median price per square foot is 430 and median market rent is 2,600; investors and owner-occupiers should weigh financing cost sensitivity against strong price momentum when evaluating acquisition timing and pricing strategy.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Golden, CO 80403 Real Estate Market Report

ZIP Code: 80403
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 80403 area average 6.37%, reflecting a stabilized market environment compared to the volatility observed earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary indicator, median sold price of 525,000, confirms sustained market value and aligns with the reported up price trend, indicating continued price appreciation in Golden ZIP 80403.

2. Despite a hot market temperature, the median days on market of 764 points to slower sales velocity for listed properties and may indicate pricing friction or selective transaction activity rather than broad market softening.

3. Unit economics show a median price per square foot of 340 alongside a median market rent of 2,700, while rent trends are up; financing context shows Current 30-year fixed mortgage rates averaging 6.37%, with moderate interest rate pressure—buyers should factor stabilized-but-elevated financing costs into offers.

4. The narrative is informed by a focused sample (the total sold properties analyzed value), which supports the observed signals: strong price momentum paired with measured liquidity; sellers can expect competitive pricing outcomes while buyers should prepare for selective bidding and potential pricing gaps.

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Notable Properties

The following 4 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.