Golden, CO 80403 Real Estate Market Report

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Market Metrics

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

Property Taxes

Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

Market Trends & Context

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

Key Findings

1. The neighborhood's median sold price is $762,000, which should be treated as the primary indicator of recent market value and transaction outcomes; this level suggests current realized prices are notably below asking levels in the local market.
2. A significant gap exists between the $984,000 median listing price and the median sold price of $762,000, which may indicate pricing mismatch and seller expectations outpacing recent transaction evidence, creating potential negotiation opportunities for buyers.
3. The median days on market is 270, signaling slower sales velocity and elongated listing periods; sellers may need to adjust terms or price expectations to improve liquidity.
4. Elevated financing pressure is evident with 6.53% average 30-year rates and a $2,295 median market rent alongside a market temperature labeled cold and rent year-over-year trend down, which together suggest affordability headwinds and continued caution among buyers and investors.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.