Market Snapshot
- Median listing price
- $849K
- Median rent
- $2,550/mo
- Days on market
- 322 days
- Gross rental yield
- 3.60%
- STR vs LTR
- $2,080/mo STR · $2,550/mo LTR
The median listing price in Windsor, CA ZIP 95492 is $849,000 as of June 2026.
The median market rent in Windsor, CA ZIP 95492 is $2,550/month as of June 2026.
The median days on market in Windsor, CA ZIP 95492 is 322 days as of June 2026. The market is currently neutral.
At a median list price of $849,000 and a median rent of $2,550/month, the gross rental yield in Windsor, CA ZIP 95492 is 3.60% as of June 2026.
In Windsor, CA ZIP 95492, median Airbnb revenue is $2,080/month compared to median long-term rent of $2,550/month as of June 2026.
Windsor, CA 95492 Real Estate Market Report
ZIP Code: 95492
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Windsor, CA are averaging 6.5%, reflecting a stable but elevated interest rate environment compared to earlier 2026 levels.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary indicator of recent market value is the median sold price of 764,500, which—alongside a year-over-year price trend that is up—supports a stable to slightly appreciating valuation context.
- Sellers are listing at a higher anchor: the median listing price is 849,000 versus the median sold price of 764,500, which may indicate pricing friction between seller expectations and recent transaction levels.
- Market liquidity appears muted: the median days on market is 322, and the analyzed sample shows a pattern consistent with relatively constrained active supply, suggesting slower sales velocity rather than rapid turnover.
- Rental markets are strengthening while financing conditions remain elevated: the median market rent is 2,550 with rent trends up, and interest rate pressure is characterized as moderate (current 30-year fixed rates averaging 6.5%), which may sustain buyer caution and support demand for rental housing.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 1.0% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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