Market Snapshot
- Median listing price
- $1.02M
- Median rent
- $2,582/mo
- Days on market
- 314 days
- Gross rental yield
- 3.04%
- STR vs LTR
- $2,076/mo STR · $2,582/mo LTR
The median listing price in El Cajon, CA ZIP 92019 is $1,019,900 as of June 2026.
The median market rent in El Cajon, CA ZIP 92019 is $2,582/month as of June 2026.
The median days on market in El Cajon, CA ZIP 92019 is 314 days as of June 2026. The market is currently neutral.
At a median list price of $1,019,900 and a median rent of $2,582/month, the gross rental yield in El Cajon, CA ZIP 92019 is 3.04% as of June 2026.
In El Cajon, CA ZIP 92019, median Airbnb revenue is $2,076/month compared to median long-term rent of $2,582/month as of June 2026.
El Cajon, CA 92019 Real Estate Market Report
ZIP Code: 92019
Report Date: June 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in El Cajon, CA are 6.6% compared to the 6.0% average seen earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
The primary market indicator is the median sold price of $855,000, which reflects recent transaction-level value and indicates realized market pricing rather than asking-price expectations; representative recent sale should guide valuation discussions.
-
The median listing price of $1,019,900 sits noticeably above recent transaction levels, which may indicate pricing friction between seller expectations and closed sales.
-
The median days on market at 314 signals slower sales velocity than typical market turnover and suggests sellers may need extended marketing time or price adjustments to achieve contracts; slower sales velocity may persist until price/listing alignment improves.
-
The price year-over-year trend is up, while market temperature is neutral and interest rate pressure is moderate, which together imply balanced conditions where modest appreciation can continue but is sensitive to rate moves.
-
Median market rent of $2,582 combined with a rent year-over-year trend of down suggests rental demand or pricing is softening even as sales prices trend upward, which may affect investor underwriting and short-term yield expectations.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold below market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold at market average
Sold below market average
El Cajon, CA 92019 Real Estate Market Report
ZIP Code: 92019
Report Date: June 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in El Cajon, CA are 6.6% compared to the 6.0% average seen earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
The primary market-value signal is the median sold price of $490,000, which represents the most recent transactional indicator and, together with a price year-over-year trend of up, suggests ongoing moderate appreciation.
-
Despite listing activity showing a median listing price of $499,000, the gap between listing and sold prices may indicate pricing friction and suggests sellers should price competitively to avoid extended time to contract.
-
Liquidity appears tempered: a median days on market of 362 points to slower sales velocity and, combined with relatively constrained active supply in the analyzed sample, suggests buyers have more time to evaluate listings while sellers may face longer holds; consider staging and targeted marketing to shorten time to contract.
-
Rent trends and financing headwinds create mixed incentives: median market rent of $2,495 is paired with a rent year-over-year trend of down and interest rate pressure characterized as moderate, noting Current 30-year fixed mortgage rates for properties in El Cajon, CA are 6.6% compared to the 6.0% average seen earlier in 2026.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold above market average
Sold above market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.5% rate, 0.7% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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