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El Cajon, CA 92019 Real Estate Market Report

ZIP Code: 92019
Report Date: April 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
73
Active Listings
31
Sold Properties
42

Market Metrics

Median Listing Price
$1,049,999
Median Sold Price
$899,000
Median Price per Sqft
$513/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$3,360
Rent Range
$2,460 - $4,090

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.81%

Liquidity & Velocity

Median Days on Market
317
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Price YoY Trend
down
Market Temperature
cold
Rent YoY Trend
down
Interest Rate Pressure
elevated

Key Findings

  1. The primary market signal is the $899,000 median sold price, which represents recent transaction activity and suggests realized market value is below asking levels given the $1,049,999 median listing price and pricing friction between seller expectations and closed sales.

  2. The market shows prolonged time-to-sale with a 317 median days on market, indicating slower sales velocity and that sellers may need to adjust price or terms to achieve timely closings.

  3. Price direction is weakening with a year-over-year trend classified as down, and overall market temperature is cold, which together suggest a buyer-leaning environment and ongoing sensitivity to interest costs.

  4. Rental and income context is soft: the $3,360 median market rent has a year-over-year trend of down, while interest rate pressure is described as elevated, implying tighter financing conditions that may further constrain buyer activity and support cautious pricing strategies.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

647 Crest Dr, El Cajon, CA 92019
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds
5 baths
4,962 sqft
$2,650,000
Mar 1, 2026
$534/sqft/sqft
342 days on market
719 Singing Trails Dr, El Cajon, CA 92019
Quick Flip

Sold below market average

4 beds
3 baths
4,332 sqft
$1,570,000
Mar 1, 2026
$362/sqft/sqft
316 days on market
2088 Hidden Springs Ct, El Cajon, CA 92019
Market Benchmark

Sold at market average

4 beds
3 baths
3,056 sqft
$1,549,000
Jan 1, 2026
$507/sqft/sqft
156 days on market
2953 Via Roblar Ct, El Cajon, CA 92019
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds
2 baths
2,955 sqft
$992,000
Feb 1, 2026
$336/sqft/sqft
920 Sycamore Ln, El Cajon, CA 92019
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds
1 baths
1,659 sqft
$989,000
Apr 1, 2026
$596/sqft/sqft
52 days on market
2044 Eula Ln, El Cajon, CA 92019
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds
2 baths
3,146 sqft
$985,000
Feb 1, 2026
$313/sqft/sqft
1156 days on market
1025 Tarlo Ct, El Cajon, CA 92019
Market Benchmark

Quick sale indicating strong buyer demand and competitive market conditions.

4 beds
2 baths
1,488 sqft
$712,000
Mar 1, 2026
$478/sqft/sqft
18 days on market
111 La Cresta Trl, El Cajon, CA 92019
Quick Flip

Sold below market average

3 beds
2 baths
1,320 sqft
$449,999
Mar 1, 2026
$341/sqft/sqft
3865 days on market

El Cajon, CA 92019 Real Estate Market Report

ZIP Code: 92019
Report Date: April 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
54
Active Listings
12
Sold Properties
42

Market Metrics

Median Listing Price
$464,500
Median Sold Price
$499,000
Median Price per Sqft
$465/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,460

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.81%

Liquidity & Velocity

Median Days on Market
355
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Price YoY Trend
down
Market Temperature
cold
Rent YoY Trend
down
Interest Rate Pressure
elevated

Key Findings

  1. The primary indicator, median sold price, is $499,000, which anchors current market value and reflects completed transactions rather than asking prices; combined with a down price year-over-year trend, this underscores recent price softness in the area.

  2. Liquidity is slow: the representative median days on market is 355 days, which suggests slower sales velocity and prolonged time-to-close for SFR and condo transactions in this ZIP code sample.

  3. There is a notable spread between the median listing price ($464,500) and the median sold price ($499,000); this gap may indicate pricing friction or selective seller success on certain listings rather than broad seller-market strength—interpret listing data cautiously and prioritize recent sold-price comps for valuation.

  4. Market conditions are consistent with a cooler environment: market temperature is reported as cold, interest rate pressure is elevated, and rent dynamics show a median market rent of $2,460 alongside a down year-over-year rent trend; these signals together suggest caution for investors and developers assessing near-term cashflow and financing sensitivity.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

11382 Via Rancho San Diego Unit C, El Cajon, CA 92019
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

2 beds
2 baths
1,258 sqft
$620,000
Feb 1, 2026
$493/sqft/sqft
3177 Dehesa Rd Unit 14, El Cajon, CA 92019
Quick Flip

Sold below market average

2 beds
2 baths
1,699 sqft
$599,000
Mar 1, 2026
$353/sqft/sqft
73 days on market
3223 Dehesa Rd Unit 30, El Cajon, CA 92019
Quick Flip

Sold below market average

3 beds
2 baths
1,699 sqft
$599,000
Feb 1, 2026
$353/sqft/sqft
98 days on market
11376 Via Rancho San Diego Unit F, El Cajon, CA 92019
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,136 sqft
$520,000
Feb 1, 2026
$458/sqft/sqft
939 days on market
3223 Dehesa Rd Unit 32, El Cajon, CA 92019
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,371 sqft
$516,999
Mar 1, 2026
$377/sqft/sqft
189 days on market
1494 Gustavo St Unit H, El Cajon, CA 92019
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,188 sqft
$514,900
Mar 1, 2026
$433/sqft/sqft
73 days on market
1160 E Lexington Ave Apt 6, El Cajon, CA 92019
Premium

Sold above market average

1 beds
1 baths
518 sqft
$329,000
Apr 1, 2026
$635/sqft/sqft
444 days on market
1540 Granite Hills Dr Unit A, El Cajon, CA 92019
Quick Flip

Sold below market average

2 beds
2 baths
1,087 sqft
$225,000
Jan 1, 2026
$207/sqft/sqft
3908 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$2,055/mo
Avg Rent
Cost to Own
Rent$3,360
Own$5,415

20% down, 6.5% rate, 0.8% tax

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 4/16/2026

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