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Market Snapshot

Median listing price
$2.69M

The median listing price in San Francisco, CA ZIP 94117 is $2,695,000 as of July 2026.

Median rent
$4,495/mo

The median market rent in San Francisco, CA ZIP 94117 is $4,495/month as of July 2026.

Days on market
1260 days

The median days on market in San Francisco, CA ZIP 94117 is 1260 days as of July 2026. The market is currently hot.

Gross rental yield
2.00%

At a median list price of $2,695,000 and a median rent of $4,495/month, the gross rental yield in San Francisco, CA ZIP 94117 is 2.00% as of July 2026.

STR vs LTR
$4,318/mo STR · $4,495/mo LTR

In San Francisco, CA ZIP 94117, median Airbnb revenue is $4,318/month compared to median long-term rent of $4,495/month as of July 2026.

San Francisco, CA 94117 Real Estate Market Report

ZIP Code: 94117

Report Date: July 2026

Market Temperature:
HOT

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
12
Active Listings
1
Sold Properties
11

Market Metrics

Median Listing Price
$2,695,000
Median Sold Price
$3,221,000
Median Price per Sqft
$1,446/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$4,495

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.65%

Liquidity & Velocity

Median Days on Market
1260
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Price YoY Trend
up
Market Temperature
hot
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in San Francisco are averaging 6.49%, which is 0.21% lower than the 6.70% average rate for typical loans originated in this market earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market value indicator is the median sold price: 3,221,000 — this level, combined with the reported market temperature as hot, suggests recent transactions are occurring at elevated price points rather than being driven by asking-price volatility.
  2. Liquidity appears mixed: a median days on market of 1,260 indicates notably slower sales velocity for recorded transactions, which may reflect pricing friction or a limited set of comparable closings despite the broader up price trend.
  3. Price efficiency is strong where transactions occur: the median price per square foot is 1,446 while rental strength is reflected by a median market rent of 4,495, indicating robust rent levels relative to local price points and supporting rent-upside for investors focused on condominium and SFR product.
  4. Financing and macro sensitivity are a caution: interest rate pressure is reported as elevated, and Current 30-year fixed mortgage rates in San Francisco are averaging 6.49%, which is 0.21% lower than the 6.70% average rate for typical loans originated in this market earlier in 2026 — this dynamic may temper buyer capacity even as prices remain up.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

4963 17th St, San Francisco, CA 94117
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds2 baths1,390 sqft
$8,100,000
May 1, 2026
$5,827/sqft
924 Grove St, San Francisco, CA 94117
Market Benchmark

Sold at market average

6 beds5 baths5,100 sqft
$7,500,000
Jun 1, 2026
$1,471/sqft
211 Upper Ter, San Francisco, CA 94117
Premium

Sold above market average

5 beds4 baths3,450 sqft
$7,000,000
Jun 1, 2026
$2,029/sqft
106 days on market
1338 Masonic Ave, San Francisco, CA 94117
Premium

Sold above market average

5 beds3 baths2,350 sqft
$5,450,000
May 1, 2026
$2,319/sqft
325 days on market
7 Broderick St, San Francisco, CA 94117
Premium

Sold above market average

4 beds3 baths2,743 sqft
$4,950,000
Jun 1, 2026
$1,805/sqft
3228 days on market
1461 Page St, San Francisco, CA 94117
Value

Sold below market average

7 beds3 baths4,938 sqft
$4,900,000
Apr 1, 2026
$992/sqft
1528 days on market
1208 Stanyan St, San Francisco, CA 94117
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths1,948 sqft
$3,200,000
May 1, 2026
$1,643/sqft
414 days on market
1550 Masonic Ave, San Francisco, CA 94117
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds1 baths1,175 sqft
$3,000,000
Jun 1, 2026
$2,553/sqft
1400 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$14,471/mo
94117 Avg Rent
94117 Cost to Own
Rent$4,495
Own$18,966

20% down, 6.49% rate, 0.7% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

94117 Avg nightly rate
94117 Avg occupancy (days/year)
Nightly rate$415/night
Occupancy299 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

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