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Market Snapshot

Median listing price
$2.00M

The median listing price in San Francisco, CA ZIP 94114 is $1,997,000 as of June 2026.

Median rent
$4,500/mo

The median market rent in San Francisco, CA ZIP 94114 is $4,500/month as of June 2026.

Days on market
400 days

The median days on market in San Francisco, CA ZIP 94114 is 400 days as of June 2026. The market is currently hot.

Gross rental yield
2.70%

At a median list price of $1,997,000 and a median rent of $4,500/month, the gross rental yield in San Francisco, CA ZIP 94114 is 2.70% as of June 2026.

STR vs LTR
$3,095/mo STR · $4,500/mo LTR

In San Francisco, CA ZIP 94114, median Airbnb revenue is $3,095/month compared to median long-term rent of $4,500/month as of June 2026.

San Francisco, CA 94114 Real Estate Market Report

ZIP Code: 94114

Report Date: June 2026

Market Temperature:
HOT

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
41
Active Listings
14
Sold Properties
27

Market Metrics

Median Listing Price
$1,997,000
Median Sold Price
$2,614,500
Median Price per Sqft
$1,308/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$4,500

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.62%

Liquidity & Velocity

Median Days on Market
400
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Price YoY Trend
up
Market Temperature
hot
Rent YoY Trend
up
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates for properties in San Francisco 94114 average 6.53%, reflecting the prevailing market benchmark for June 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market value indicator is the median sold price of $2,614,500, which reflects recent transaction activity for single-family and condominium properties in 94114 and should be used ahead of asking prices when setting expectations; hot market conditions are consistent with this valuation.
  2. The market shows a long median days on market of 400, which suggests slower sales velocity and potential pricing friction despite high prices — sellers should expect extended timeframes to reach closed transactions and plan contingency pricing or holding strategies accordingly.
  3. Price and rent context: the median price per square foot is $1,308 and the median market rent is $4,500, which together frame both capital and rental markets for the neighborhood; given these absolute metrics, underwrite offers and rental assumptions to these exact benchmarks rather than list price signals.
  4. Macro and trend considerations: price year-over-year trend is up, rent year-over-year trend is up, and market temperature is hot, while interest rate pressure is described as moderate with typical 30-year fixed mortgage rates averaging 6.53% for properties in 94114 — these combined signals suggest continued appreciation pressure but with borrower cost sensitivity that may moderate transaction pace.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

335 Diamond St, San Francisco, CA 94114
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds3 baths3,178 sqft
$6,425,000
Apr 1, 2026
$2,022/sqft/sqft
4114 days on market
323 Eureka St, San Francisco, CA 94114
Premium

Sold above market average

2 beds1 baths1,200 sqft
$5,000,000
Mar 1, 2026
$4,167/sqft/sqft
984 days on market
3761 21st St, San Francisco, CA 94114
Premium

Sold above market average

4 beds1 baths1,704 sqft
$4,635,000
May 1, 2026
$2,720/sqft/sqft
136 days on market
543 Jersey St, San Francisco, CA 94114
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

- beds1 baths910 sqft
$2,475,000
Apr 1, 2026
$2,720/sqft/sqft
570 Jersey St, San Francisco, CA 94114
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds1 baths1,850 sqft
$2,400,000
Apr 1, 2026
$1,297/sqft/sqft
367 days on market
1116 Diamond St, San Francisco, CA 94114
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,243 sqft
$2,350,000
May 1, 2026
$1,891/sqft/sqft
74 days on market
1037 14th St, San Francisco, CA 94114
Market Benchmark

Sold at market average

2 beds1 baths993 sqft
$1,400,000
Mar 1, 2026
$1,410/sqft/sqft
3623 22nd St, San Francisco, CA 94114
Market Benchmark

Sold at market average

- beds1 baths783 sqft
$1,100,000
May 1, 2026
$1,405/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$10,879/mo
94114 Avg Rent
94114 Cost to Own
Rent$4,500
Own$15,379

20% down, 6.53% rate, 0.6% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

94114 Avg nightly rate
94114 Avg occupancy (days/year)
Nightly rate$363/night
Occupancy125 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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