Market Snapshot
- Median listing price
- $1.05M
- Median rent
- $3,100/mo
- Days on market
- 271 days
- Gross rental yield
- 3.55%
- STR vs LTR
- $2,293/mo STR · $3,100/mo LTR
The median listing price in San Diego, CA ZIP 92126 is $1,049,000 as of June 2026.
The median market rent in San Diego, CA ZIP 92126 is $3,100/month as of June 2026.
The median days on market in San Diego, CA ZIP 92126 is 271 days as of June 2026. The market is currently neutral.
At a median list price of $1,049,000 and a median rent of $3,100/month, the gross rental yield in San Diego, CA ZIP 92126 is 3.55% as of June 2026.
In San Diego, CA ZIP 92126, median Airbnb revenue is $2,293/month compared to median long-term rent of $3,100/month as of June 2026.
San Diego, CA 92126 Real Estate Market Report
ZIP Code: 92126
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in San Diego, CA, are approximately 6.50%, reflecting a market where rates have fluctuated between 6.2% and 7.0% throughout early 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- 975,000 is the median sold price and should be treated as the primary indicator of market value and recent transaction activity in 92126; this level, combined with a neutral market temperature, suggests a balanced market where recent sales are the most reliable pricing signal. balanced market
- 1,049,000 is the median listing price, which sits above the median sold price and may indicate pricing friction or elevated seller expectations relative to completed transactions; monitor listing-to-sale convergence for signs of renewed upward momentum. moderate pricing gap
- 271 is the median days on market, a relatively long market time that signals slower sales velocity and increased negotiation opportunity for buyers while sellers may need more time or price concessions to transact. slower transaction volume
- 3,100 is the median market rent and, together with a rent year-over-year trend of up and interest rate pressure described as moderate (current 30-year fixed rates ~6.50%), suggests rental demand is stable but financing costs remain a moderating factor for purchasers considering buy-to-rent strategies. rent up
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold at market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 0.7% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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