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Market Snapshot

Median listing price
$2.25M

The median listing price in San Diego, CA ZIP 92107 is $2,250,000 as of June 2026.

Median rent
$2,795/mo

The median market rent in San Diego, CA ZIP 92107 is $2,795/month as of June 2026.

Days on market
292 days

The median days on market in San Diego, CA ZIP 92107 is 292 days as of June 2026. The market is currently neutral.

Gross rental yield
1.49%

At a median list price of $2,250,000 and a median rent of $2,795/month, the gross rental yield in San Diego, CA ZIP 92107 is 1.49% as of June 2026.

STR vs LTR
$5,653/mo STR · $2,795/mo LTR

In San Diego, CA ZIP 92107, median Airbnb revenue is $5,653/month compared to median long-term rent of $2,795/month as of June 2026.

San Diego, CA 92107 Real Estate Market Report

ZIP Code: 92107

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
56
Active Listings
27
Sold Properties
29

Market Metrics

Median Listing Price
$2,250,000
Median Sold Price
$1,566,500
Median Price per Sqft
$1,048/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,795

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.63%

Liquidity & Velocity

Median Days on Market
292
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
down
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in San Diego, CA 92107 average 6.5%, reflecting a stable market environment compared to the 2026 year-to-date range of 6.2% to 7.0%.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. median sold price 1,566,500 is the primary indicator of market value and recent transaction activity; the gap between the median listing price 2,250,000 and the median sold price suggests pricing friction where seller expectations may be above realized transaction levels. down
  2. median days on market 292 points to slower sales velocity and longer time-to-close compared with a typical faster market, which may indicate buyers have greater pacing power and that well-priced homes will capture the most interest. moderate
  3. median price per square foot 1,048 combined with a soft rental backdrop—median market rent 2,795 and rent year-over-year trend flat—suggests high capital entry prices relative to current rent levels; investors should not infer rental yield improvements from these figures alone. flat
  4. Market context is broadly balanced: market temperature is neutral while price year-over-year trend is down and interest rate pressure is elevated (local 30-year fixed averages ~6.5%), which may constrain buyer demand and keep upward price momentum muted. neutral

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

1171 Sunset Cliffs Blvd, San Diego, CA 92107
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds3 baths4,237 sqft
$5,100,000
Mar 1, 2026
$1,204/sqft/sqft
108 days on market
4230-32 Orchard Ave, San Diego, CA 92107
Market Benchmark

Sold at market average

4 beds4 baths3,076 sqft
$3,100,000
Apr 1, 2026
$1,008/sqft/sqft
1405 Savoy Cir, San Diego, CA 92107
Value

Sold below market average

4 beds3 baths3,264 sqft
$3,000,000
Apr 1, 2026
$919/sqft/sqft
4727 Pescadero Ave, San Diego, CA 92107
Market Benchmark

Sold at market average

3 beds2 baths1,900 sqft
$1,865,000
May 1, 2026
$982/sqft/sqft
276 days on market
4336 Narragansett Ave, San Diego, CA 92107
Value

Sold below market average

5 beds3 baths2,946 sqft
$1,825,000
Apr 1, 2026
$619/sqft/sqft
4775 Long Branch Ave, San Diego, CA 92107
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,598 sqft
$1,779,500
Mar 1, 2026
$1,114/sqft/sqft
116 days on market
4453 Narragansett Ave, San Diego, CA 92107
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds1 baths948 sqft
$1,400,000
May 1, 2026
$1,477/sqft/sqft
25 days on market
4351 Voltaire St, San Diego, CA 92107
Market Benchmark

Sold at market average

3 beds1 baths1,160 sqft
$1,195,000
Apr 1, 2026
$1,030/sqft/sqft
81 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$6,434/mo
92107 Avg Rent
92107 Cost to Own
Rent$2,795
Own$9,229

20% down, 6.53% rate, 0.6% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

92107 Avg nightly rate
92107 Avg occupancy (days/year)
Nightly rate$371/night
Occupancy145 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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