Sacramento, CA 95826 Real Estate Market Report

ZIP Code: 95826
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Sacramento, CA (ZIP: 95826) currently stands at $485,000, reflecting a slight year-over-year decrease in home values. This trend suggests a market adjustment, possibly influenced by elevated inventory levels and moderate sales activity. The market appears to be transitioning towards a more balanced state, with a neutral market temperature indicating that neither buyers nor sellers hold a distinct advantage at this time.

With 273 days as the median days on market, the sales velocity is notably slower, which may indicate pricing friction as sellers adjust expectations. The rental market remains robust, with a median market rent of $2,496, although rental prices have also seen a slight decline. Overall, the current dynamics suggest a cautious approach for potential buyers and investors, as the market navigates through these transitional phases.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Sacramento, CA are approximately 6.34% APR, which is 0.2% higher than the average rate of 6.18% seen in early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price is $485,000, indicating a decrease in home values year-over-year.

2. Median days on market are at 273 days, reflecting a slower sales velocity in the current market.

3. The market temperature is neutral, suggesting a balanced environment for both buyers and sellers.

4. Median market rent is $2,496, despite a slight dip in rental prices.

5. The property tax rate stands at 1.2%, which may influence buyer affordability and investment decisions.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.