Sacramento, CA 95826 Real Estate Market Report

ZIP Code: 95826
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 95826 area are approximately 6.35%, which is 0.6% higher than the 5.75% rates observed in early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. median sold price $475,500 is the primary indicator of recent market value in 95826; this level, combined with a median days on market of 295, suggests a slower sales velocity and extended time-to-contract, so sellers should consider price sensitivity and buyers can expect more negotiation room.

2. The market shows a price year-over-year trend: down, indicating softening transaction prices; down price momentum may present targeted buying opportunities for investors and owner-occupiers who can tolerate longer closing timelines.

3. Pricing density is centered on a median price per square foot of 332 while rental context shows a median market rent of $1,799; given the rent year-over-year trend: down, rental growth is cooling, so investors should be cautious about near-term rent upside assumptions.

4. Market-level signals are broadly balanced: the market temperature: neutral and interest rate pressure: moderate (current local 30-year fixed mortgage rates ~6.35%, ~0.6% higher than early 2026), so stakeholders may see stable listing behavior but higher financing costs; neutral balance suggests paced decision-making rather than accelerated transactions.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Sacramento, CA 95826 Real Estate Market Report

ZIP Code: 95826
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 95826 area are approximately 6.35%, which is 0.6% higher than the 5.75% rates observed in early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood’s primary market indicator, the median sold price, is 220,000; recent price direction is down, which suggests sellers may need to align expectations with realized transaction values rather than earlier asking-price levels.

2. The median days on market is 329, indicating slower sales velocity and extended marketing periods; this pace may indicate greater negotiation leverage for buyers and suggests sellers should consider targeted price or condition adjustments to reduce friction.

3. Pricing density shows a median price per square foot of 259 while the median market rent is 1,650; with rent year-over-year trend down, investors should be cautious about near-term rent growth assumptions and prioritize properties with clear cash-flow upside or forced appreciation potential.

4. Interest-rate pressure is moderate and Current 30-year fixed mortgage rates in the 95826 area are approximately 6.35%, which is 0.6% higher than the 5.75% rates observed in early 2026; this combination may moderate buyer urgency and supports a more balanced negotiation environment—price certainty on closed sales (median sold price) should guide pricing decisions.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.