The market's primary indicator, median sold price: $831,000, signals the current transaction-level value for Loomis and anchors pricing expectations for both SFR and condominium segments; this suggests recent sales support a price point materially below the median listing price and should be treated as the representative recent sale benchmark. primary market signal

There is a notable spread between median listing price: $1,250,000 and the median sold price, which may indicate pricing friction where seller expectations exceed realized transaction prices; combined with the sample showing relatively constrained active supply, this gap appears to be a key negotiation lever for buyers and sellers. pricing gap

Market velocity is slow: median days on market: 330 points to prolonged time-to-sale and suggests reduced liquidity or longer selling timelines versus faster markets; sellers should plan for extended holding periods and buyers may use timing as leverage. slow sales velocity

Supply-demand and finance context: median price per square foot: $461 and median market rent: $1,950 sit alongside rising rents (rent year-over-year trend: up) and a price trend (price year-over-year trend: up), while interest rate pressure is moderate; note current mortgage pricing at 6.30%, which is 0.43% higher than the 5.87% average observed in February 2026, and may temper transaction activity for rate-sensitive buyers. moderate rate pressure

median sold price is currently unavailable in the provided metrics, so representative market value must be interpreted from transaction trends and sample characteristics rather than a single reported sale price; the absence of a median sold price limits precise valuation benchmarks and suggests reliance on recent comparable sales analysis for pricing decisions.

price year-over-year trend: up — recent transaction data indicates modest appreciation while the broader market temperature is neutral, which suggests sellers may capture small premiums but the market remains relatively balanced; this pattern may indicate moderate pricing friction rather than a strong one-sided market.

median market rent: $1,950 with rent year-over-year trend up — rising rents support buy-and-hold economics and may justify modest rent-supported valuation assumptions for investors, but underwriters should reference actual recent sold transactions (sample size noted) to align purchase pricing with realized sale values.

interest rate pressure: moderate — current market rates in Loomis are 6.30%, which is exactly 0.43% higher than the 5.87% average observed in February 2026, indicating a measurable financing cost premium that may constrain buyer purchasing power; factor this rate differential into affordability stress tests and sensitivity analyses.