Loomis, CA 95650 Real Estate Market Report

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Market Metrics

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

Property Taxes

Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

Market Trends & Context

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

Key Findings

1. The primary market indicator, the median sold price, is 759,000, which anchors local valuation and signals that recent closed transactions are supporting an appreciated price level in Loomis, CA; market prices are trending up year-over-year and this should guide seller expectations.
2. Despite the upward price trend and a hot market temperature, observed liquidity shows slower turnover with a median days on market of 355, which may indicate pricing friction or longer negotiation timelines even as prices remain elevated.
3. Pricing density remains strong: the median price per square foot is 470, which, together with a median market rent of 2,695, suggests ongoing demand for SFR and condo product types; investors and owner-occupiers should weigh rent comparables when assessing purchase affordability.
4. Interest-rate conditions are a moderating factor: interest rate pressure is reported as moderate and current 30-year fixed mortgage rates are averaging 6.53% (range reported between 5.98% and 6.46%), which may temper buyer purchasing power even as the local market temperature stays hot and supply appears relatively constrained in the sampled data.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.