Market Snapshot
- Median listing price
- $675K
- Median rent
- $2,190/mo
- Days on market
- 8 days
- Gross rental yield
- 3.89%
The median listing price in Lodi, CA ZIP 95242 is $675,000 as of August 2026.
The median market rent in Lodi, CA ZIP 95242 is $2,190/month as of August 2026.
The median days on market in Lodi, CA ZIP 95242 is 8 days as of August 2026. The market is currently hot.
At a median list price of $675,000 and a median rent of $2,190/month, the gross rental yield in Lodi, CA ZIP 95242 is 3.89% as of August 2026.
Lodi, CA 95242 Real Estate Market Report
ZIP Code: 95242
Report Date: August 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Lodi, CA, are averaging approximately 6.78%, reflecting a stable market environment for property owners compared to earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary market indicator is the median sold price of $579,000, which represents the most reliable measure of recent transaction activity and suggests current realized value levels in the ZIP code. representative recent sale
- Despite a higher median listing price of $675,000, the gap between asking and realized prices appears to be exerting downward pressure on sale outcomes, consistent with the broader price trend of down year‑over‑year.
- Liquidity remains relatively brisk with a median days on market of 8, indicating quick turnover for executed sales, but the sample shows a relatively constrained active supply that may limit new transaction volume.
- Market fundamentals show a median price per square foot of $323 and a median market rent of $2,190; combined with elevated interest rate pressure (current 30‑year fixed rates averaging approximately 6.78%), this suggests buyer purchasing power is constrained and is likely contributing to the observed cooling from prior growth.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.66% rate, 0.8% tax
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 8/4/2026
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