Rancho Santa Fe, CA 92067 Real Estate Market Report
ZIP Code: 92067
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in 92067 are averaging 6.4%, which is 0.5% higher than the 5.9% average observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The primary market-value signal is the median sold price of 4,672,500, which represents the best available indicator of recent transaction activity and suggests pricing for closed SFR and condo deals in Rancho Santa Fe; given the median days on market of 291, this representative recent sale pattern points to slower sales velocity and pricing friction for sellers.
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There is a notable gap between the median listing price of 6,399,000 and the median sold price of 4,672,500, which may indicate elevated seller expectations relative to transaction-level outcomes and suggests listing-to-sale price negotiation will be important when positioning properties.
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Market context signals are mixed: price year-over-year trend is down while market temperature is neutral, implying a balanced market that is leaning toward softness — pricing should be set conservatively and marketing plans should emphasize differentiation to maintain liquidity.
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Financial and rental conditions add nuance: median market rent is 8,250 with rent year-over-year trend up, yet interest rate pressure is elevated (30-year fixed rates averaging 6.4%, which is 0.5% higher than earlier in 2026), so investor buyers face higher financing costs even as rental demand strengthens; prioritize financing-ready buyers and highlight rental upside in investor marketing.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold below market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold above market average
Sold below market average
Rancho Santa Fe, CA 92067 Real Estate Market Report
ZIP Code: 92067
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in 92067 are averaging 6.4%, which is 0.5% higher than the 5.9% average observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The median sold price is not reported in the provided metrics; this absence may reflect reporting lag or limited transaction-level disclosure in the analyzed sample rather than a definitive market valuation, so rely on other transaction signals for near-term pricing guidance.
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The price year-over-year trend is down while the market temperature is neutral, which suggests downward pressure on sold prices but overall market balance rather than a one-sided market.
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The median days on market: 479 indicates materially slower sales velocity, and combined with a relatively constrained active supply in the analyzed sample, this may signal pricing friction and longer marketing periods for SFR and condominium listings.
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The median market rent: 8,250 is paired with a rent year-over-year trend that is up, even as interest rate pressure is elevated; additionally, Current 30-year fixed mortgage rates for properties in 92067 are averaging 6.4%, which is 0.5% higher than the 5.9% average observed earlier in 2026, a dynamic that may sustain buyer caution while supporting rental demand.
Notable Properties
The following 3 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 0.8% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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