Rancho Santa Fe, CA 92067 Real Estate Market Report
ZIP Code: 92067
Report Date: March 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only
Executive Overview
The luxury real estate market in Rancho Santa Fe is currently characterized by a median sold price of $4,697,500, reflecting a stable environment despite some signs of cooling. The neighborhood has increased up since 2023, indicating a resilient market backdrop. However, the median days on market stands at 297, suggesting a slower sales velocity and a shift towards a more neutral market balance, where buyers may have a slight advantage outside the most desirable listings.
Inventory conditions show elevated levels, with excess supply relative to sales activity. This may indicate a growing gap between seller expectations and market realities, particularly as the median listing price is recorded at $4,895,000. The market temperature is currently neutral, suggesting that while demand remains, it is tempered by factors such as elevated interest rate pressure and a median market rent of $5,230, which may influence buyer sentiment and purchasing power.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the Rancho Santa Fe 92067 area average 6.28%, which is 0.37% lower than the national average of 6.65% from one year ago.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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$4,697,500 is the current median sold price, indicating a stable market despite some cooling trends.
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The median days on market is 297, reflecting slower sales velocity and potential pricing friction for sellers.
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Elevated inventory levels suggest excess supply relative to sales activity, which may pressure future pricing.
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The median listing price of $4,895,000 indicates a notable gap compared to the sold price, highlighting potential seller expectations that may not align with buyer sentiment.
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Market temperature remains neutral, suggesting balanced conditions but with caution due to elevated interest rate pressure.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold below market average
Sold below market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 3/26/2026
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