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Market Snapshot

Median listing price
$469K

The median listing price in Bear Valley, CA ZIP 95223 is $469,000 as of July 2026.

Median rent
$1,700/mo

The median market rent in Bear Valley, CA ZIP 95223 is $1,700/month as of July 2026.

Days on market
526 days

The median days on market in Bear Valley, CA ZIP 95223 is 526 days as of July 2026. The market is currently hot.

Gross rental yield
4.35%

At a median list price of $469,000 and a median rent of $1,700/month, the gross rental yield in Bear Valley, CA ZIP 95223 is 4.35% as of July 2026.

Bear Valley, CA 95223 Real Estate Market Report

ZIP Code: 95223

Report Date: July 2026

Market Temperature:
HOT

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
25
Active Listings
11
Sold Properties
14

Market Metrics

Median Listing Price
$469,000
Median Sold Price
$432,000
Median Price per Sqft
$280/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,700

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
1.01%

Liquidity & Velocity

Median Days on Market
526
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Price YoY Trend
up
Market Temperature
hot
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates for properties in Bear Valley CA are 6.57%, which is 0.48% higher than the 6.09% low point observed earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood’s primary market indicator is the median sold price of 432,000, which anchors recent transaction values and suggests current market value for SFR and condo sales.
  2. There is a meaningful gap between the median listing price of 469,000 and the median sold price of 432,000, which may indicate pricing friction or seller optimism relative to completed transactions; caution is warranted when pricing new listings to align with recent sold outcomes.
  3. Despite a market characterized as hot (hot) and a year-over-year price trend of up, the median days on market of 526 points to slower sales velocity on listed inventory and suggests longer time-to-contract for properties that are not competitively priced.
  4. Rental demand appears firm with a median market rent of 1,700 and a rent year-over-year trend of up; combined with elevated interest rate pressure (current 30-year fixed rate 6.57%, which is 0.48% higher than the 6.09% low point earlier in 2026), this suggests financing costs are a constraint that may temper buyer purchasing power even as prices rise.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

281 Bloods Ridge Rd, Bear Valley, CA 95223
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds3 baths2,676 sqft
$900,000
Apr 1, 2026
$336/sqft/sqft
665 days on market
1004 Bear Run, Arnold, CA 95223
Market Benchmark

Sold at market average

3 beds4 baths3,379 sqft
$890,000
Jun 1, 2026
$263/sqft/sqft
118 days on market
2919 Valley View Dr, Arnold, CA 95223
Value

Sold below market average

3 beds2 baths2,785 sqft
$660,000
May 1, 2026
$237/sqft/sqft
458 days on market
2136 Silver Dr, Arnold, CA 95223
Market Benchmark

Sold at market average

3 beds2 baths1,846 sqft
$500,000
Apr 1, 2026
$271/sqft/sqft
212 days on market
150 Waterwheel Way, Arnold, CA 95223
Value

Sold below market average

4 beds2.5 baths2,350 sqft
$499,000
May 1, 2026
$212/sqft/sqft
374 days on market
142 John Ebbetts Rd, Bear Valley, CA 95223
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds3 baths2,088 sqft
$482,000
May 1, 2026
$231/sqft/sqft
1099 days on market
3805 The Jug Handle, Arnold, CA 95223
Premium

Sold above market average

3 beds2 baths906 sqft
$280,000
May 1, 2026
$309/sqft/sqft
335 days on market
1567 2nd St, Arnold, CA 95223
Value

Sold below market average

2 beds2 baths1,032 sqft
$250,000
May 1, 2026
$242/sqft/sqft
259 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$971/mo
95223 Avg Rent
95223 Cost to Own
Rent$1,700
Own$2,671

20% down, 6.49% rate, 1.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

95223 Avg nightly rate
95223 Avg occupancy (days/year)
Nightly rate$462/night
Occupancy168 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

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