Chico, CA 95926 Real Estate Market Report

ZIP Code: 95926
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of April 2026, the real estate market in Chico, CA reflects a median sold price of $449,000, indicating a slight appreciation in property values. This trend suggests a positive shift in the market, even as some neighborhoods may experience declines. The median listing price stands at $475,000, which highlights a notable gap between asking and selling prices, potentially indicating seller expectations that may not align with buyer sentiment.

The market is characterized by 298 days on market, suggesting a slower sales velocity and moderate liquidity. With elevated inventory levels relative to sales activity, the market appears to be balanced, although the neutral market temperature indicates a lack of strong competitive pressure. Elevated interest rates are contributing to this dynamic, impacting buyer activity and overall market performance.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

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Key Findings

1. The median sold price of $449,000 reflects a stable market condition despite some neighborhood declines.

2. With a median listing price of $475,000, there is a significant gap that may indicate pricing friction between sellers and buyers.

3. Properties are taking a long time to sell, with a median days on market of 298, suggesting slower sales velocity in the current market.

4. The market temperature is neutral, indicating a balanced environment with no strong buyer or seller advantages.

5. Rental demand remains stable, with a median market rent of $1,761, suggesting increasing rental demand amidst the overall market conditions.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.