Market Snapshot
- Median listing price
- $785K
- Median rent
- $2,000/mo
- Days on market
- 331 days
- Gross rental yield
- 3.06%
The median listing price in Saint Germain, WI ZIP 54558 is $784,900 as of June 2026.
The median market rent in Saint Germain, WI ZIP 54558 is $2,000/month as of June 2026.
The median days on market in Saint Germain, WI ZIP 54558 is 331 days as of June 2026. The market is currently neutral.
At a median list price of $784,900 and a median rent of $2,000/month, the gross rental yield in Saint Germain, WI ZIP 54558 is 3.06% as of June 2026.
Saint Germain, WI 54558 Real Estate Market Report
ZIP Code: 54558
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Saint Germain, WI, are averaging approximately 6.5%, reflecting a stable market environment for property owners in this area.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- $396,000 is the primary indicator of recent market value based on the median sold price, signaling elevated listing price expectations relative to realized transactions and supporting the view of upward price momentum (up).
- The market shows slower sales velocity: 331 median days on market suggests prolonged listing periods that may indicate pricing friction or selective buyer activity, and sellers should expect extended marketing timeframes (slow).
- Liquidity is constrained in the analyzed sample with a relatively constrained active supply versus recent sales, which, together with a neutral market temperature, suggests a balanced market where pricing must align with buyer willingness to transact (neutral).
- Rental context: $2,000 median market rent points to strong rental demand relative to available listings in the lake-country context; financing and holding scenarios should also consider current borrowing conditions—Current 30-year fixed mortgage rates in Saint Germain, WI, are averaging approximately 6.5%, and interest rate pressure is characterized as moderate.
Notable Properties
The following 2 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.47% rate, 0.5% tax
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/21/2026
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