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Market Snapshot

Median listing price
$695K

The median listing price in Oconomowoc, WI ZIP 53066 is $694,900 as of June 2026.

Median rent
$1,600/mo

The median market rent in Oconomowoc, WI ZIP 53066 is $1,600/month as of June 2026.

Days on market
220 days

The median days on market in Oconomowoc, WI ZIP 53066 is 220 days as of June 2026. The market is currently hot.

Gross rental yield
2.76%

At a median list price of $694,900 and a median rent of $1,600/month, the gross rental yield in Oconomowoc, WI ZIP 53066 is 2.76% as of June 2026.

STR vs LTR
$5,043/mo STR · $1,600/mo LTR

In Oconomowoc, WI ZIP 53066, median Airbnb revenue is $5,043/month compared to median long-term rent of $1,600/month as of June 2026.

Oconomowoc, WI 53066 Real Estate Market Report

ZIP Code: 53066
Report Date: June 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
12 Months
Total Properties Analyzed
45
Active Listings
43
Sold Properties
2

Market Metrics

Median Listing Price
$694,900
Median Sold Price
$466,500
Median Price per Sqft
$302/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,600

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.85%

Liquidity & Velocity

Median Days on Market
220
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Price YoY Trend
up
Market Temperature
hot
Rent YoY Trend
flat
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates for properties in Oconomowoc WI are averaging 6.63%, reflecting a high-rate environment compared to earlier 2026 market benchmarks.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market value indicator is the median sold price of 466,500, which signals realized transaction pricing and, combined with a reported hot market temperature, supports the characterization of recent sales favoring sellers in Oconomowoc ZIP 53066.

  2. The market shows year-over-year pricing momentum—price year-over-year trend is up—so expect continued upward pressure on comparable sold values; given the spread between the median listing price of 694,900 and the median sold price of 466,500, there appears to be meaningful listing-side optimism that may create pricing friction until transactions converge on realized sold values.

  3. Liquidity is muted on a velocity basis: the median days on market is 220, which indicates slower transaction velocity and suggests that while the market is hot by temperature, individual properties may take longer to find buyers—this may reflect targeted buyer search behavior or selective acceptance of offers rather than broad, rapid turnover.

  4. Financing and rental context point to cautious demand drivers: current 30-year fixed mortgage rates averaging 6.63% and interest rate pressure noted as moderate may temper buyer affordability, while median market rent of 1,600 and rent year-over-year trend flat suggest rental growth is not currently offsetting mortgage cost pressures; pricing and marketing strategies should account for these constraints when positioning SFR and condominium listings.


Notable Properties

The following 3 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

208 N Maple Ter, Oconomowoc, WI 53066
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds
3 baths
2,310 sqft
$750,000
May 1, 2026
$325/sqft/sqft
122 days on market
N68w33460 County Road K, Oconomowoc, WI 53066
Value

Sold below market average

3 beds
- baths
1,492 sqft
$225,000
Feb 1, 2026
$151/sqft/sqft
161 days on market
N68w33460 County Road K, Oconomowoc, WI 53066
Value

Sold below market average

3 beds
- baths
1,492 sqft
$225,000
Feb 1, 2026
$151/sqft/sqft
161 days on market

Oconomowoc, WI 53066 Real Estate Market Report

ZIP Code: 53066
Report Date: June 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
12 Months
Total Properties Analyzed
9
Active Listings
7
Sold Properties
2

Market Metrics

Median Listing Price
$384,900
Median Sold Price
$468,050
Median Price per Sqft
$228/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,295

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.95%

Liquidity & Velocity

Median Days on Market
315
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Price YoY Trend
up
Market Temperature
hot
Rent YoY Trend
flat
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates for properties in Oconomowoc WI are averaging 6.63%, reflecting a high-rate environment compared to earlier 2026 market benchmarks.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market-value indicator is the median sold price 468,050, which reflects recent transaction activity and aligns with a up price year-over-year trend in the area.

  2. The median listing price 384,900 sits below the median sold price 468,050, which may indicate pricing dispersion between asking and realized sale levels and suggests pricing friction that sellers and buyers should factor into negotiations.

  3. Market liquidity shows mixed signals: the market temperature is hot while the median days on market 315 points to slower sales velocity, so transaction timing may vary despite overall market heat.

  4. Interest-rate dynamics and rent conditions warrant caution: interest rate pressure is reported as moderate with current 30-year fixed rates averaging 6.63%, while the median market rent is 1,295 and rent growth is flat, suggesting financing costs are a more significant near-term constraint than rental growth for investors and owner-occupiers.


Notable Properties

The following 4 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

1615 Belmont Ln, Oconomowoc, WI 53066
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

2 beds
- baths
1,570 sqft
$614,900
$392/sqft/sqft
40 days on market
N52w35321 Lighthouse Ln, Oconomowoc, WI 53066
Market Benchmark

Quick sale indicating strong buyer demand and competitive market conditions.

3 beds
- baths
2,593 sqft
$559,900
$216/sqft/sqft
13 days on market
512 Frederick Ct, Oconomowoc, WI 53066
Market Benchmark

Sold at market average

2 beds
1 baths
1,582 sqft
$379,900
$240/sqft/sqft
59 days on market
972 Valentine Rd, Oconomowoc, WI 53066
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

3 beds
- baths
2,830 sqft
$309,900
$110/sqft/sqft
6 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$1,233/mo
53066 Avg Rent
53066 Cost to Own
Rent$1,600
Own$2,833

20% down, 6.5% rate, 0.9% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

53066 Avg nightly rate
53066 Avg occupancy (days/year)
Nightly rate$307/night
Occupancy136 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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