GemHausNew report

San Antonio, TX 78207 Real Estate Market Report

ZIP Code: 78207
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
180 Days
Total Properties Analyzed
97
Active Listings
87
Sold Properties
10

Market Metrics

Median Listing Price
$124,900
Median Sold Price
$120,000
Median Price per Sqft
$127/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,100

Property Taxes

Property Tax Rate
2.03%

Liquidity & Velocity

Median Days on Market
190
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in San Antonio, TX, are approximately 6.25%, which is 0.63% lower than the 6.88% average observed in January 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. median sold price: $120,000 is the primary indicator of current market value — recent transactions center around this level, suggesting modest appreciation pressure consistent with the broader price year-over-year trend being up and supporting valuation-based decisions for sellers and buyers.

  2. There is a gap between median listing price: $124,900 and the median sold price, which may indicate listing expectations are above recent transaction levels and could create pricing friction that sellers should address via pricing strategy or concessions to improve sale velocity.

  3. The market exhibits slower transaction velocity as shown by median days on market: 190, which suggests prolonged marketing times and moderate liquidity; this may give buyers increased negotiation leverage while sellers should prioritize presentation and targeted marketing.

  4. Rental sensitivity is evident: median market rent: $1,100 is under downward pressure with the rent year-over-year trend down; combined with interest rate context (current fixed-rate level included in market comparisons), investors should be cautious on near-term rental revenue expectations and stress-test cash flow assumptions.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

2024 Montezuma St, San Antonio, TX 78207
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

2 beds
1 baths
1,008 sqft
$188,162
Feb 1, 2026
$187/sqft/sqft
1092 days on market
810 S Richter St, San Antonio, TX 78207
Premium

Sold above market average

1 beds
1 baths
960 sqft
$174,390
Mar 1, 2026
$182/sqft/sqft
1614 W Martin St, San Antonio, TX 78207
Market Benchmark

Sold at market average

3 beds
1 baths
1,276 sqft
$170,492
Dec 1, 2025
$134/sqft/sqft
142 Eddie Wessley St, San Antonio, TX 78207
Premium

Sold above market average

2 beds
1 baths
784 sqft
$156,735
Jan 1, 2026
$200/sqft/sqft
1428 days on market
3014 San Luis St, San Antonio, TX 78207
Premium

Sold above market average

2 beds
1 baths
1,008 sqft
$153,430
Apr 1, 2026
$152/sqft/sqft
919 Monclova Aly, San Antonio, TX 78207
Market Benchmark

Sold at market average

1 beds
1 baths
650 sqft
$80,000
Nov 1, 2025
$123/sqft/sqft
270 days on market
150 Osage, San Antonio, TX 78207
Value

Sold below market average

2 beds
1 baths
889 sqft
$60,000
Apr 1, 2026
$67/sqft/sqft
619 San Patricio St, San Antonio, TX 78207
Value

Sold below market average

3 beds
2 baths
1,029 sqft
$52,548
Dec 1, 2025
$51/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$267/mo
78207 Avg Rent
78207 Cost to Own
Rent$1,100
Own$833

20% down, 6.3% rate, 2.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

78207 Avg nightly rate
78207 Avg occupancy (days/year)
Nightly rate$202/night
Occupancy71 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 5/1/2026

GemHaus

Get personalized market intelligence

Explore real-time property analysis in San Antonio, TX: valuations, rental estimates, costs, and pro-forma projections.

Nearby Market Reports