San Antonio, TX 78207 Real Estate Market Report

ZIP Code: 78207
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in San Antonio, TX (ZIP: 78207) is $124,920, reflecting a market that has shown stability in recent transactions. With a median listing price of $135,000, there is a notable gap that may indicate seller expectations are higher than current market realities. The market appears to be transitioning toward a balanced environment, characterized by moderate transaction volume and elevated inventory levels. The median days on market stands at 181, suggesting slower sales velocity and a potential need for sellers to adjust pricing strategies to align with buyer expectations.

Overall, the housing market in this area is experiencing a neutral temperature, with year-over-year trends showing flat pricing and decreasing rental rates. Elevated interest rate pressure is also present, which may be influencing buyer behavior and overall market dynamics. Despite these challenges, underlying economic strength from job growth is expected to sustain a baseline level of qualified buyer activity, contributing to a more stable market moving forward.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the San Antonio TX 78207 market average around 6.09% as of mid-February 2026, which is 0.78% lower than the 6.87% average seen one year prior.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price is $124,920, indicating a stable market despite higher seller expectations reflected in the median listing price of $135,000.

2. With 181 days on market, the sales velocity is slower, suggesting that properties may require more time to sell, potentially leading to price adjustments.

3. The market temperature is currently neutral, indicating balanced conditions between buyers and sellers, with no clear advantage for either party.

4. Rental rates are trending down, which may affect investor sentiment and overall demand for home purchases in the area.

5. Elevated interest rate pressure is present, with current 30-year fixed mortgage rates averaging around 6.09%, which is 0.78% lower than the previous year, potentially encouraging some buyer activity.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.