Round Rock, TX 78664 Real Estate Market Report
ZIP Code: 78664
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Round Rock, TX, are approximately 6.3% compared to the 5.9% average observed earlier in 2026, reflecting a slight increase in borrowing costs for property owners in this market.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
median sold price is unavailable — the dataset does not provide a median sold price for this period, which likely reflects a limited recent closed-sale sample in the analyzed dataset and makes transaction-based market-value signals less directly observable.
-
median listing price: 359,950 combined with a median days on market: 205 suggests persistent pricing friction and slower sales velocity; down price momentum and extended marketing time appear to be pressuring sellers to adjust expectations.
-
median market rent: 1,850 and median price per square foot: 197 provide context for valuation, but with the market temperature reported as cold and elevated inventory relative to sales, these listing-level metrics may not translate into quick closed sales — cold market conditions signal buyer leverage.
-
Financing dynamics are a headwind: the report shows current 30-year fixed mortgage rates: 6.3% compared to 5.9% earlier in 2026, and interest rate pressure is classified as elevated, which may further dampen buyer affordability and slow transaction velocity — elevated interest rate pressure.
Notable Properties
The following 4 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold below market average
Sold at market average
Sold at market average
Round Rock, TX 78664 Real Estate Market Report
ZIP Code: 78664
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Round Rock, TX, are approximately 6.3% compared to the 5.9% average observed earlier in 2026, reflecting a slight increase in borrowing costs for property owners in this market.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
median sold price is the primary indicator of market value and recent transaction activity, but the median sold price is not provided in the available metrics so analysis must rely on listing-level and liquidity indicators instead; use listing and days-on-market signals to gauge realized pricing.
-
median listing price is 312,450, combined with a median days on market of 251 and median price per square foot of 208, which together suggest slow sales velocity and increased time-to-contract on representative SFR and condo listings.
-
Market trends show prices are down year-over-year and the market temperature is cold, which indicates ongoing downward price pressure and excess supply relative to sales activity that may continue through the first half of 2026.
-
median market rent is 1,775, and borrowing conditions show elevated pressure—Current 30-year fixed mortgage rates in Round Rock, TX, are approximately 6.3% compared to the 5.9% average observed earlier in 2026—this combination and the stated interest rate pressure being elevated suggests financing costs are a headwind for buyers and may prolong price stabilization.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Sold above market average
Sold below market average
Sold below market average
Sold above market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 1.4% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
Get personalized market intelligence
View property-level details in Round Rock, TX get valuations, rent estimates, operating costs, and pro-forma insights.