Market Snapshot
- Median listing price
- $275K
- Median rent
- $1,495/mo
- Days on market
- 259 days
- Gross rental yield
- 6.52%
- STR vs LTR
- $1,150/mo STR · $1,495/mo LTR
The median listing price in Chambersburg, PA ZIP 17201 is $275,000 as of June 2026.
The median market rent in Chambersburg, PA ZIP 17201 is $1,495/month as of June 2026.
The median days on market in Chambersburg, PA ZIP 17201 is 259 days as of June 2026. The market is currently neutral.
At a median list price of $275,000 and a median rent of $1,495/month, the gross rental yield in Chambersburg, PA ZIP 17201 is 6.52% as of June 2026.
In Chambersburg, PA ZIP 17201, median Airbnb revenue is $1,150/month compared to median long-term rent of $1,495/month as of June 2026.
Chambersburg, PA 17201 Real Estate Market Report
ZIP Code: 17201
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Chambersburg, PA, are approximately 6.75%, which is higher than the 2026 year-to-date average of roughly 6.25%, indicating that property owners with loans originated earlier this year likely secured more favorable terms.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary market indicator is the median sold price, 220,500, which represents the most reliable signal of realized value and recent transaction activity in the ZIP code; given the market temperature is neutral, this sold-price level suggests balance between buyers and sellers rather than one-sided dynamics.
- Despite balanced conditions, there is a notable gap between the median listing price and the median sold price—275,000 (median listing price) versus 220,500 (median sold price)—which may indicate pricing friction or elevated seller expectations relative to recent closed transactions; sellers should consider aligning pricing to realized market outcomes.
- Market velocity appears slow relative to typical turnover: the median days on market is 259, which signals slower sales velocity and may lengthen time to close for sellers; this should be factored into pricing and marketing timelines, especially for sellers who need a quicker sale.
- Macro and rental context is supportive but cautious: price year-over-year trend is up and rent year-over-year trend is up, while interest rate pressure is moderate (current 30-year fixed at approximately 6.75% versus a 2026 YTD average near 6.25%), suggesting continued demand for rentals and modest price appreciation potential, but borrowers may face slightly higher financing costs than earlier in the year.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 1.2% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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