Ardmore, PA 19003 Real Estate Market Report
ZIP Code: 19003
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Ardmore, PA, are averaging 6.3% to 6.5%, which is higher than the 5.87% average seen earlier in February 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The neighborhood's primary value signal is the median sold price of 544,500, which reflects realized transaction levels and suggests pricing strength in the current market (up price trend and a hot market temperature).
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Liquidity is mixed: the median days on market at 251 indicates slower sales velocity than typical for a hot market and may indicate pricing friction or longer negotiation timelines despite strong price levels (moderate caution).
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Price and rental context: the median price per square foot of 329 alongside a median market rent of 1,700 points to firm valuation per unit area and supports investor interest, while also signaling that rents are up year-over-year.
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Rate and buyer sensitivity: interest rate pressure is elevated, with current 30-year fixed mortgage rates in the market quoted as 6.3% to 6.5%, higher than the 5.87% average seen earlier in February 2026; this elevated rate environment may slow some price-sensitive buyers and extend time-to-contract (elevated interest rate pressure).
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold at market average
Sold below market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold at market average
Sold below market average
Ardmore, PA 19003 Real Estate Market Report
ZIP Code: 19003
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Ardmore, PA, are averaging 6.3% to 6.5%, which is higher than the 5.87% average seen earlier in February 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
The primary market indicator is the median sold price of $366,000, which reflects recent transaction-level value in Ardmore and, combined with a hot market and an overall price trend up, suggests sellers are generally achieving higher realized prices.
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The median days on market at 305 signals materially slower sales velocity relative to fast-turning markets and may indicate pricing friction or lengthened negotiation timelines even as transaction prices remain elevated.
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The median price per square foot of $307, alongside a median market rent of $1,545 and a rent trend up, points to firm property valuation drivers from both sales and rental demand without implying specific yields or returns.
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Local financing conditions show elevated interest rate pressure, with current 30-year fixed mortgage rates in Ardmore averaging 6.3% to 6.5%—higher than the 5.87% average seen earlier in February 2026—which may temper buyer affordability and pace of buyer activity even while the market remains hot.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Sold at market average
Sold at market average
Sold at market average
Sold at market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.4% rate, 1.4% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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