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Market Snapshot

Median listing price
$112K

The median listing price in Cleveland, OH ZIP 44104 is $112,250 as of July 2026.

Median rent
$1,025/mo

The median market rent in Cleveland, OH ZIP 44104 is $1,025/month as of July 2026.

Days on market
518 days

The median days on market in Cleveland, OH ZIP 44104 is 518 days as of July 2026. The market is currently neutral.

Gross rental yield
10.96%

At a median list price of $112,250 and a median rent of $1,025/month, the gross rental yield in Cleveland, OH ZIP 44104 is 10.96% as of July 2026.

STR vs LTR
$1,688/mo STR · $1,025/mo LTR

In Cleveland, OH ZIP 44104, median Airbnb revenue is $1,688/month compared to median long-term rent of $1,025/month as of July 2026.

Cleveland, OH 44104 Real Estate Market Report

ZIP Code: 44104

Report Date: July 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
32
Active Listings
10
Sold Properties
22

Market Metrics

Median Listing Price
$112,250
Median Sold Price
$96,000
Median Price per Sqft
$69/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,025

Property Taxes

Property Tax Rate
1.39%

Liquidity & Velocity

Median Days on Market
518
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Cleveland OH are averaging 6.5%, which is approximately 0.5% higher than the 6.0% market lows observed earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market indicator is the median sold price $96,000, which represents recent transaction-level market value and should guide pricing and appraisals representative recent sale.
  2. There is a visible gap between the median listing price $112,250 and the median sold price $96,000, which may indicate pricing friction and suggests sellers are listing above where transactions are clearing pricing friction.
  3. Liquidity appears slow: the median days on market 518 signals prolonged time to close and suggests slower sales velocity even as the market temperature is described as neutral.
  4. Valuation context is supported by the median price per square foot 68.63 and median market rent 1,025, which provide baseline inputs for underwriting, while interest rate pressure is noted as elevated — Current 30-year fixed mortgage rates are averaging 6.5%, approximately 0.5% higher than recent 2026 lows — a factor that may constrain buyer activity elevated interest rate pressure.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

11121 Continental Ave, Cleveland, OH 44104
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds1 baths1,272 sqft
$4,315,716
Apr 1, 2026
$3,393/sqft
1596 days on market
11421 Melba Ave, Cleveland, OH 44104
Premium

Sold above market average

2 beds1 baths1,292 sqft
$4,315,716
Apr 1, 2026
$3,340/sqft
10517 Shale Ave, Cleveland, OH 44104
Premium

Sold above market average

3 beds1 baths1,008 sqft
$4,315,716
Apr 1, 2026
$4,281/sqft
756 days on market
7104 Colfax Rd, Cleveland, OH 44104
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,108 sqft
$110,000
May 1, 2026
$99/sqft
1512 days on market
9502 Dickens Ave, Cleveland, OH 44104
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,452 sqft
$110,000
Apr 1, 2026
$76/sqft
9603 Fuller Ave, Cleveland, OH 44104
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds1 baths1,928 sqft
$110,000
Apr 1, 2026
$57/sqft
10705 Manor Ave, Cleveland, OH 44104
Value

Sold below market average

4 beds2 baths2,130 sqft
$55,000
May 1, 2026
$26/sqft
2901 E 102nd St, Cleveland, OH 44104
Value

Sold below market average

2 beds1 baths1,620 sqft
$50,000
May 1, 2026
$31/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$401/mo
44104 Avg Rent
44104 Cost to Own
Rent$1,025
Own$624

20% down, 6.49% rate, 1.4% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

44104 Avg nightly rate
44104 Avg occupancy (days/year)
Nightly rate$199/night
Occupancy297 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

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