Kansas City, MO 64109 Real Estate Market Report

ZIP Code: 64109
Report Date: February 2026
Market Temperature: HOT
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Kansas City, MO (ZIP: 64109) reflects a median sold price of $220,000, indicating a resilient market with ongoing price appreciation. The neighborhood has experienced a price increase, supported by favorable economic conditions such as stable employment and an influx of affordability migration. This upward trend in sold prices is a critical indicator of market strength and buyer confidence, despite the absence of specific historical price change data in the current analysis.

Market activity shows signs of a competitive environment with median days on market at 263, suggesting a slower sales velocity. Elevated inventory levels are present, with a notable disparity between active listings and sold properties, indicating excess supply relative to sales activity. This may suggest that while buyer demand remains robust, the market is transitioning towards a more balanced state, allowing buyers some breathing room in their purchasing decisions.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Kansas City MO 64109 area average around 6.21% APR, which is 0.34% higher than the 5.87% average seen just days prior in February 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $220,000 reflects strong market activity and ongoing price appreciation, indicating a resilient market environment.

2. With median days on market at 263, the market is experiencing a slower sales velocity, suggesting potential pricing friction for sellers.

3. Elevated inventory levels indicate excess supply relative to sales activity, which may provide buyers with more options in their search for homes.

4. The median market rent is $1,777, suggesting a robust rental market that complements the overall real estate landscape in the area.

5. Current mortgage rates are around 6.21% APR, which is 0.34% higher than the previous average, indicating moderate interest rate pressure that may affect buyer affordability.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.