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Market Snapshot

Median listing price
$140K

The median listing price in La Fontaine, IN ZIP 46940 is $139,900 as of June 2026.

Median rent
$1,050/mo

The median market rent in La Fontaine, IN ZIP 46940 is $1,050/month as of June 2026.

Days on market
357 days

The median days on market in La Fontaine, IN ZIP 46940 is 357 days as of June 2026. The market is currently neutral.

Gross rental yield
9.01%

At a median list price of $139,900 and a median rent of $1,050/month, the gross rental yield in La Fontaine, IN ZIP 46940 is 9.01% as of June 2026.

La Fontaine, IN 46940 Real Estate Market Report

ZIP Code: 46940

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
180 Days
Total Properties Analyzed
7
Active Listings
1
Sold Properties
6

Market Metrics

Median Listing Price
$139,900
Median Sold Price
$207,500
Median Price per Sqft
$116/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,050

Property Taxes

Property Tax Rate
0.46%

Liquidity & Velocity

Median Days on Market
357
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in La Fontaine, IN, are approximately 6.63%, reflecting a market environment where rates have fluctuated significantly throughout 2026 compared to the sub-6% levels seen at the start of the year.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market indicator is the median sold price of 207,500, which represents the most reliable snapshot of recent transaction values in La Fontaine and aligns with a price year-over-year trend that is up, suggesting modest appreciation pressure.
  2. The market shows slower liquidity as evidenced by the median days on market of 357, which may indicate extended negotiation windows or pricing friction rather than immediate buyer competition; this aligns with a neutral market temperature and suggests a balanced to slightly seller-leaning environment.
  3. Price efficiency remains moderate with a median price per square foot of 116, which coupled with a median market rent of 1,050 suggests rents are trending up while pricing per square foot is steady—this may favor investors assessing gross rent relationships but does not by itself indicate strong cash-flow advantages.
  4. Elevated borrowing costs are a material headwind: interest rate pressure is described as elevated and local 30‑year fixed rates are approximately 6.63%, a elevated interest rate pressure dynamic that may constrain buyer affordability and slow transaction velocity despite the neutral market temperature.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

403 E Kendall St, La Fontaine, IN 46940
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds1 baths1,437 sqft
$280,000
Feb 1, 2026
$195/sqft/sqft
703 days on market
109 E Grant St, La Fontaine, IN 46940
Value

Sold below market average

4 beds2 baths2,775 sqft
$250,000
Dec 1, 2025
$90/sqft/sqft
357 days on market
3 Mason St, La Fontaine, IN 46940
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths1,723 sqft
$225,000
Apr 1, 2026
$131/sqft/sqft
179 days on market
204 S Main St, La Fontaine, IN 46940
Market Benchmark

Sold at market average

3 beds1 baths1,488 sqft
$170,000
Apr 1, 2026
$114/sqft/sqft
130 days on market
7917 E State Road 218, La Fontaine, IN 46940
Value

Sold below market average

3 beds1 baths1,116 sqft
$89,100
Dec 1, 2025
$80/sqft/sqft
253 days on market
7917 E State Road 218, La Fontaine, IN 46940
Value

Sold below market average

3 beds1 baths1,116 sqft
$89,100
Dec 1, 2025
$80/sqft/sqft
253 days on market
780 W 900 S, La Fontaine, IN 46940
Value

Sold below market average

4 beds2 baths1,659 sqft
$74,539
Dec 1, 2025
$45/sqft/sqft
780 W 900 S, La Fontaine, IN 46940
Value

Sold below market average

4 beds2 baths1,659 sqft
$74,539
Dec 1, 2025
$45/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$143/mo
46940 Avg Rent
46940 Cost to Own
Rent$1,050
Own$1,193

20% down, 6.53% rate, 0.5% tax

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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