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Market Snapshot

Median listing price
$467K

The median listing price in Palm Coast, FL ZIP 32137 is $467,000 as of July 2026.

Median rent
$2,100/mo

The median market rent in Palm Coast, FL ZIP 32137 is $2,100/month as of July 2026.

Days on market
349 days

The median days on market in Palm Coast, FL ZIP 32137 is 349 days as of July 2026. The market is currently neutral.

Gross rental yield
5.40%

At a median list price of $467,000 and a median rent of $2,100/month, the gross rental yield in Palm Coast, FL ZIP 32137 is 5.40% as of July 2026.

STR vs LTR
$2,107/mo STR · $2,100/mo LTR

In Palm Coast, FL ZIP 32137, median Airbnb revenue is $2,107/month compared to median long-term rent of $2,100/month as of July 2026.

Palm Coast, FL 32137 Real Estate Market Report

ZIP Code: 32137

Report Date: July 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
344
Active Listings
169
Sold Properties
175

Market Metrics

Median Listing Price
$467,000
Median Sold Price
$434,500
Median Price per Sqft
$223/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,100

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.96%

Liquidity & Velocity

Median Days on Market
349
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Palm Coast, FL, are approximately 6.5%, which is 0.41% higher than the 6.09% market low recorded in February 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market indicator, median sold price $434,500, represents recent transaction value and, when compared to the median listing price $467,000, suggests seller expectations exceed realized sales which may pressure negotiations toward buyers.
  2. Median days on market 349 points to extended marketing times and slower sales velocity, which may increase buyer leverage during contract negotiations and indicate greater time-to-close risk for sellers.
  3. Price year-over-year trend flat combined with a market temperature of neutral signals pricing stability without strong directional momentum, while the sample indicates relatively constrained active supply that limits rapid upside.
  4. Interest rate pressure elevated alongside a rent year-over-year trend down creates a challenging financing and cashflow backdrop for buyers and investors and heightens holding-cost risk in the near term.
  5. Median price per square foot $223 and median market rent $2,100 provide current valuation context for comps and underwriting and can be used to benchmark offers without implying rental-yield calculations.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

45 Calle Del Sur, Palm Coast, FL 32137
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds5.5 baths6,042 sqft
$3,675,000
May 1, 2026
$608/sqft
2769 days on market
6 Cordoba Ct, Palm Coast, FL 32137
Premium

Sold above market average

4 beds4.5 baths5,212 sqft
$3,300,000
May 1, 2026
$633/sqft
805 days on market
512 Cinnamon Beach Ln, Palm Coast, FL 32137
Premium

Sold above market average

5 beds5.5 baths5,040 sqft
$3,250,000
May 1, 2026
$645/sqft
584 days on market
12 Matanzas Cove Dr, Palm Coast, FL 32137
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,905 sqft
$454,125
May 1, 2026
$238/sqft
24 Birchwood Pl, Palm Coast, FL 32137
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths2,441 sqft
$450,000
Jun 1, 2026
$184/sqft
66 days on market
51 Graham Woods Pl, Palm Coast, FL 32137
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,838 sqft
$446,000
May 1, 2026
$243/sqft
82 Bridgehaven Dr, Palm Coast, FL 32137
Value

Sold below market average

3 beds2 baths1,496 sqft
$150,000
Apr 1, 2026
$100/sqft
8 Lake Forest Pl, Palm Coast, FL 32137
Value

Sold below market average

2 beds2 baths801 sqft
$140,000
May 1, 2026
$175/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$568/mo
32137 Avg Rent
32137 Cost to Own
Rent$2,100
Own$2,668

20% down, 6.49% rate, 1.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

32137 Avg nightly rate
32137 Avg occupancy (days/year)
Nightly rate$188/night
Occupancy219 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

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