Market Snapshot
- Median listing price
- $330K
- Median rent
- $2,200/mo
- Days on market
- 96 days
- Gross rental yield
- 8.01%
- STR vs LTR
- $940/mo STR · $2,200/mo LTR
The median listing price in Ocala, FL ZIP 34482 is $329,500 as of September 2026.
The median market rent in Ocala, FL ZIP 34482 is $2,200/month as of September 2026.
The median days on market in Ocala, FL ZIP 34482 is 96 days as of September 2026. The market is currently neutral.
At a median list price of $329,500 and a median rent of $2,200/month, the gross rental yield in Ocala, FL ZIP 34482 is 8.01% as of September 2026.
In Ocala, FL ZIP 34482, median Airbnb revenue is $940/month compared to median long-term rent of $2,200/month as of September 2026.
Ocala, FL 34482 Real Estate Market Report
ZIP Code: 34482
Report Date: September 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Ocala, FL are averaging approximately 6.8%, reflecting a period of elevated borrowing costs for property owners in this market compared to earlier 2026 levels.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary market indicator, $286,434 median sold price, shows recent transaction levels and suggests market value is tracking below asking expectations; listing prices appear elevated relative to recent sales as reflected by the $329,500 median listing price.
- Liquidity appears measured rather than frantic: the median days on market of 96 points to slower sales velocity and suggests sellers may face pricing friction before achieving a representative recent sale.
- Pricing context supports cautious positioning: the median price per square foot of $181 combined with a median market rent of $2,200 indicates stable unit economics for SFR and condo segments but does not imply strong upside given a flat price year-over-year trend.
- Macro and financing headwinds are material: the market shows elevated interest rate pressure and property financing is operating with Current 30-year fixed mortgage rates in Ocala, FL averaging approximately 6.8%, which may dampen buyer urgency and contribute to slower transaction volume.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Quick sale indicating strong buyer demand and competitive market conditions.
Quick sale indicating strong buyer demand and competitive market conditions.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.71% rate, 1.0% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 9/10/2026
Get personalized market intelligence
Unlock deeper property intel in Ocala, FL valuations, rent comps, operating costs, and pro-forma breakdowns.