Market Snapshot
- Median listing price
- $413K
- Median rent
- $1,469/mo
- Days on market
- 71 days
- Gross rental yield
- 4.27%
- STR vs LTR
- $2,062/mo STR · $1,469/mo LTR
The median listing price in Ocala, FL ZIP 34471 is $412,500 as of September 2026.
The median market rent in Ocala, FL ZIP 34471 is $1,469/month as of September 2026.
The median days on market in Ocala, FL ZIP 34471 is 71 days as of September 2026. The market is currently neutral.
At a median list price of $412,500 and a median rent of $1,469/month, the gross rental yield in Ocala, FL ZIP 34471 is 4.27% as of September 2026.
In Ocala, FL ZIP 34471, median Airbnb revenue is $2,062/month compared to median long-term rent of $1,469/month as of September 2026.
Ocala, FL 34471 Real Estate Market Report
ZIP Code: 34471
Report Date: September 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in Ocala, FL are approximately 6.76%, reflecting a high-interest environment compared to earlier 2026 levels.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- 312,000 is the median sold price and should be treated as the primary indicator of market value and recent transaction activity in 34471; this level reflects the price at which buyers are closing and offers a reliable anchor for valuation and comparable selection (representative recent sale level).
- 412,500 median listing price sits materially above the 312,000 median sold price, which suggests seller expectations are currently higher than realized transaction prices and may create pricing friction that prolongs time to contract.
- 71 median days on market indicates slower sales velocity relative to rapid-turn markets and, combined with a relatively constrained active supply in the analyzed sample, appears to create measured liquidity where buyers have more time to assess listings (balanced/neutral market).
- 6.76% current 30‑year fixed mortgage rate and elevated interest rate pressure are meaningful headwinds for buyer affordability; alongside a 1,469 median market rent, this environment suggests financing costs are a key consideration for prospective owner-occupiers and investors (elevated interest rate pressure).
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Below-market acquisition. Investor purchase with value-add potential through renovation.
Below-market acquisition. Investor purchase with value-add potential through renovation.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.71% rate, 1.0% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 9/10/2026
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