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Cape Coral, FL 33914 Real Estate Market Report

ZIP Code: 33914
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
375
Active Listings
200
Sold Properties
175

Market Metrics

Median Listing Price
$599,900
Median Sold Price
$534,900
Median Price per Sqft
$266/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,895

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
1.04%

Liquidity & Velocity

Median Days on Market
377
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Price YoY Trend
down
Market Temperature
cold
Rent YoY Trend
down
Interest Rate Pressure
elevated

Key Findings

  1. The primary market indicator, the median sold price, is $534,900, which represents the most reliable signal of recent transaction activity and should be the basis for valuation and offer strategy.

  2. The gap between $599,900 median listing price and $534,900 median sold price suggests seller expectations exceed realized prices and may indicate pricing friction; sellers should consider aligning list strategy with recent sold comps to accelerate deals.

  3. Liquidity appears slow: the median days on market is 377, which, combined with a cold market temperature and down price year-over-year trend, suggests longer marketing windows and cautious underwriting are warranted.

  4. Macro and rental context shows elevated interest rate pressure and down rent year-over-year trend; with a $266 median price per square foot and $1,895 median market rent, investors should prioritize conservative financing and stress-test cashflow assumptions.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

5502 Harbour Preserve Cir, Cape Coral, FL 33914
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds
8.5 baths
7,720 sqft
$2,750,000
Feb 1, 2026
$356/sqft/sqft
1960 days on market
2304 El Dorado Pkwy W, Cape Coral, FL 33914
Premium

Sold above market average

3 beds
4 baths
3,680 sqft
$2,600,000
Mar 1, 2026
$707/sqft/sqft
1522 days on market
2804 Sw 36th Ter, Cape Coral, FL 33914
Premium

Sold above market average

4 beds
4.5 baths
4,638 sqft
$2,450,000
Feb 1, 2026
$528/sqft/sqft
282 days on market
4627 Sw 2nd Ave, Cape Coral, FL 33914
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds
2 baths
1,944 sqft
$550,000
Feb 1, 2026
$283/sqft/sqft
2513 days on market
4816 Sw 24th Ave, Cape Coral, FL 33914
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds
3 baths
2,131 sqft
$550,000
Feb 1, 2026
$258/sqft/sqft
2323 days on market
1058 Sw 57th St, Cape Coral, FL 33914
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds
2 baths
2,041 sqft
$535,000
Mar 1, 2026
$262/sqft/sqft
112 days on market
2626 Sw 1st Ave, Cape Coral, FL 33914
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

3 beds
2 baths
1,462 sqft
$180,000
Mar 1, 2026
$123/sqft/sqft
17 days on market
3405 Santa Barbara Blvd, Cape Coral, FL 33914
Value

Sold below market average

3 beds
2 baths
1,337 sqft
$180,000
Apr 1, 2026
$135/sqft/sqft
35 days on market

Cape Coral, FL 33914 Real Estate Market Report

ZIP Code: 33914
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
275
Active Listings
100
Sold Properties
175

Market Metrics

Median Listing Price
$222,200
Median Sold Price
$238,000
Median Price per Sqft
$191/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,475

Property Taxes

Property Tax Rate
1.35%

Liquidity & Velocity

Median Days on Market
435
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Price YoY Trend
down
Market Temperature
cold
Rent YoY Trend
down
Interest Rate Pressure
elevated

Key Findings

  1. The primary market value indicator is the median sold price $238,000, which represents recent transaction activity and suggests current market value is anchored around that level; cold market temperature may be exerting downward pressure on realizations.

  2. There is a meaningful gap where the median listing price $222,200 sits below the median sold price, which may indicate pricing friction between seller expectations and recent transaction prices or sample selection nuances rather than straightforward overpricing. pricing friction.

  3. Liquidity is slow: the median days on market 435 signals prolonged marketing timelines and slower sales velocity, which may require sellers to adjust pricing or terms to accelerate transactions; down price momentum aligns with this slower pace.

  4. Market context shows weak directional signals: price year-over-year trend down and market temperature cold, combined with interest rate pressure elevated and rent year-over-year trend down, imply continued downside risk for near-term pricing and tighter borrowing affordability for buyers; down.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

6081 Silver King Blvd Unit 1105, Cape Coral, FL 33914
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds
3.5 baths
2,875 sqft
$1,100,000
Apr 1, 2026
$383/sqft/sqft
2032 days on market
6021 Silver King Blvd Unit 702, Cape Coral, FL 33914
Premium

Sold above market average

3 beds
3.5 baths
2,875 sqft
$1,100,000
Mar 1, 2026
$383/sqft/sqft
147 days on market
6021 Silver King Blvd Unit 305, Cape Coral, FL 33914
Premium

Sold above market average

3 beds
3.5 baths
2,875 sqft
$875,000
Mar 1, 2026
$304/sqft/sqft
708 days on market
5510 Sw 4th Pl Apt 101, Cape Coral, FL 33914
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,250 sqft
$217,000
Mar 1, 2026
$174/sqft/sqft
1754 days on market
4707 Santa Barbara Blvd # 4, Cape Coral, FL 33914
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,272 sqft
$210,000
Apr 1, 2026
$165/sqft/sqft
67 days on market
5510 Sw 4th Pl Apt 404, Cape Coral, FL 33914
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,250 sqft
$205,000
Mar 1, 2026
$164/sqft/sqft
289 days on market
4513 Sw 8th Ct Apt 109, Cape Coral, FL 33914
Value

Sold below market average

1 beds
1 baths
753 sqft
$95,000
Feb 1, 2026
$126/sqft/sqft
2429 days on market
4520 Sw 8th Pl Apt 4, Cape Coral, FL 33914
Value

Sold below market average

2 beds
1.5 baths
886 sqft
$80,000
Apr 1, 2026
$90/sqft/sqft
3714 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$1,431/mo
33914 Avg Rent
33914 Cost to Own
Rent$1,895
Own$3,326

20% down, 6.5% rate, 1.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

33914 Avg nightly rate
33914 Avg occupancy (days/year)
Nightly rate$181/night
Occupancy89 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 5/1/2026

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