Market Snapshot
- Median listing price
- $3.77M
- Median rent
- $7,495/mo
- Days on market
- 255 days
- Gross rental yield
- 2.38%
- STR vs LTR
- $2,192/mo STR · $7,495/mo LTR
The median listing price in Saratoga, CA ZIP 95070 is $3,774,000 as of June 2026.
The median market rent in Saratoga, CA ZIP 95070 is $7,495/month as of June 2026.
The median days on market in Saratoga, CA ZIP 95070 is 255 days as of June 2026. The market is currently hot.
At a median list price of $3,774,000 and a median rent of $7,495/month, the gross rental yield in Saratoga, CA ZIP 95070 is 2.38% as of June 2026.
In Saratoga, CA ZIP 95070, median Airbnb revenue is $2,192/month compared to median long-term rent of $7,495/month as of June 2026.
Saratoga, CA 95070 Real Estate Market Report
ZIP Code: 95070
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Saratoga, CA are 6.5% compared to the 6.0% average observed when loans originated in early 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- Median sold price: $3,631,000 is the primary market-value signal and indicates sustained high-end transaction levels in Saratoga; the marketTemperature is hot, suggesting continued seller strength and competitive demand for completed transactions.
- Median days on market: 255 signals materially slower sales velocity than typical fast-turn markets and may indicate pricing friction or buyer selectivity rather than broad market weakness; this longer time on market appears alongside a hot marketTemperature and should prompt sellers to set realistic expectations on timing.
- Median listing price: $3,774,000 sits above the median sold price, which suggests some seller optimism and potential list-to-sale negotiation; buyers may find opportunities where asking prices exceed recently realized sale prices.
- Median market rent: $7,495 and a rent year-over-year trend of up reinforce strong rental demand, while interest rate pressure described as elevated (current 30-year fixed at 6.5% vs. a 6.0% earlier-2026 average) introduces affordability headwinds that may dampen some buyer urgency despite a generally hot market temperature.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold at market average
Sold at market average
Sold at market average
Sold at market average
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 0.5% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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