Market Snapshot
- Median listing price
- $1.09M
- Median rent
- $2,800/mo
- Days on market
- 275 days
- Gross rental yield
- 3.09%
The median listing price in San Jose, CA ZIP 95111 is $1,087,475 as of July 2026.
The median market rent in San Jose, CA ZIP 95111 is $2,800/month as of July 2026.
The median days on market in San Jose, CA ZIP 95111 is 275 days as of July 2026. The market is currently neutral.
At a median list price of $1,087,475 and a median rent of $2,800/month, the gross rental yield in San Jose, CA ZIP 95111 is 3.09% as of July 2026.
San Jose, CA 95111 Real Estate Market Report
ZIP Code: 95111
Report Date: July 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in San Jose 95111 are 6.49% compared to the 5.99% average seen in early 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The neighborhood's primary market indicator, the median sold price, is 1,106,000, which reflects recent transaction-level value and should be used as the principal guide for pricing and underwriting decisions; the market temperature is neutral, suggesting balance rather than a one-sided market.
- The median days on market is 275, indicating slower sales velocity that may require sellers to allow more time for offers and buyers to expect extended negotiation windows; this pace, combined with the snapshot's characterization of relatively constrained active supply, suggests pricing friction rather than rapid turnover.
- The median listing price is 1,087,475, roughly in the same range as recent sold values, which appears to signal seller expectations that are largely aligned with transaction outcomes rather than significant markup; monitor listing-to-sale alignment for signs of widening or compression.
- Rental fundamentals remain supportive: the median market rent is 2,800 and the rent year-over-year trend is up, while interest rate pressure is moderate and Current 30-year fixed mortgage rates for properties in San Jose 95111 are 6.49% compared to the 5.99% average seen in early 2026, which may sustain demand from cash renters and keep some buyers sidelined — prioritize tenants or buyers with rate resilience in underwriting.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold at market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.49% rate, 0.9% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 7/15/2026
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