Rancho Cucamonga, CA 91730 Real Estate Market Report

ZIP Code: 91730
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Rancho Cucamonga are 6.38%, reflecting the broader 2026 market trend where rates have stabilized in the low-6% range compared to the higher levels seen in late 2025.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood’s primary market-value signal is the median sold price of 720,000, which represents the most reliable indicator of recent transaction activity and should be prioritized over asking prices when setting expectations.

2. There is a pricing gap between the median listing price of 760,000 and the median sold price of 720,000, which may indicate seller pricing above realized market value and downward pressure on prices (price year-over-year trend: down).

3. Liquidity appears muted: the median days on market of 305 points to slower sales velocity and suggests greater time-to-contract for typical SFR and condominium listings, which may require calibrated pricing or concessions to accelerate transactions.

4. Macro and financing conditions are a headwind—interest rate pressure is elevated (current local 30-year fixed rate ~6.38%), and the market temperature is neutral; this combination suggests a balanced-to-cooling environment where sellers should be cautious about aggressive listing strategies and buyers may have more negotiating leverage.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Rancho Cucamonga, CA 91730 Real Estate Market Report

ZIP Code: 91730
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Rancho Cucamonga are 6.38%, reflecting the broader 2026 market trend where rates have stabilized in the low-6% range compared to the higher levels seen in late 2025.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary market indicator, the median sold price, is $529,900, which anchors recent transaction value and suggests realized pricing is below asking levels where the median listing price is $572,450; this gap indicates pricing friction between seller expectations and recent sales.

2. Year-over-year pricing direction is reported as down, and combined with a median days on market of 299, this points to slower sales velocity and a market that may be moving toward more balanced liquidity.

3. Market temperature is neutral while interest rate pressure is described as elevated (current 30-year fixed mortgage rates ~6.38%), which together suggest a cautiously balanced environment where buyer affordability is constrained by rates even as transaction pace cools.

4. Median price per square foot is $396 and median market rent is $2,700, providing context that price levels remain elevated relative to rental cashflow and may temper investor demand in the near term.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.