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Market Snapshot

Median listing price
$500K

The median listing price in Hoover, AL ZIP 35226 is $499,900 as of July 2026.

Median rent
$2,250/mo

The median market rent in Hoover, AL ZIP 35226 is $2,250/month as of July 2026.

Days on market
17 days

The median days on market in Hoover, AL ZIP 35226 is 17 days as of July 2026. The market is currently neutral.

Gross rental yield
5.40%

At a median list price of $499,900 and a median rent of $2,250/month, the gross rental yield in Hoover, AL ZIP 35226 is 5.40% as of July 2026.

STR vs LTR
$197/mo STR · $2,250/mo LTR

In Hoover, AL ZIP 35226, median Airbnb revenue is $197/month compared to median long-term rent of $2,250/month as of July 2026.

Hoover, AL 35226 Real Estate Market Report

ZIP Code: 35226

Report Date: July 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
224
Active Listings
89
Sold Properties
135

Market Metrics

Median Listing Price
$499,900
Median Sold Price
$461,000
Median Price per Sqft
$210/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,250

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.66%

Liquidity & Velocity

Median Days on Market
17
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Hoover, AL are averaging 6.55%, reflecting a market environment where rates have remained elevated throughout 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. 461,000 as the median sold price remains the primary indicator of realized market value in 35226 and suggests recent transactions are settling below typical asking levels, which may indicate increased buyer negotiation leverage. neutral
  2. 499,900 median listing price exceeds the median sold price, which appears to create pricing friction as sellers' expectations are higher than recent transaction prices and may lead to longer negotiations or concessions.
  3. 17 median days on market points to relatively brisk visibility for listed homes but does not preclude selective bargaining; combined with the observed listing/sold gap, sellers may need to be prepared to respond to offers rather than rely on full-price demand. moderate
  4. 6.55% current 30-year fixed mortgage rate and elevated interest rate pressure are macro constraints that may temper buyer affordability and could prolong time-to-contract despite a market temperature that reads as neutral; sellers and investors should factor borrowing cost sensitivity into pricing and marketing strategies.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

2336 Farley Ter, Hoover, AL 35226
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds2 baths1,618 sqft
$2,200,000
May 1, 2026
$1,360/sqft
270 Shades Crest Rd, Birmingham, AL 35226
Premium

Sold above market average

4 beds4 baths2,387 sqft
$1,395,000
Jun 1, 2026
$584/sqft
40 days on market
1533 Alford Ave, Hoover, AL 35226
Premium

Quick sale indicating strong buyer demand and competitive market conditions.

3 beds1 baths1,013 sqft
$1,250,000
Jun 1, 2026
$1,234/sqft
1 days on market
2560 Montauk Rd, Hoover, AL 35226
Market Benchmark

Quick sale indicating strong buyer demand and competitive market conditions.

4 beds3 baths2,927 sqft
$595,000
Jun 1, 2026
$203/sqft
1 days on market
1049 Shades Ave, Hoover, AL 35226
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,656 sqft
$440,000
Jun 1, 2026
$266/sqft
554 White Stone Way, Hoover, AL 35226
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths2,240 sqft
$440,000
Jun 1, 2026
$196/sqft
89 days on market
1140 Regent Dr, Hoover, AL 35226
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,400 sqft
$438,100
Jun 1, 2026
$313/sqft
91 days on market
1783 Napier Dr, Hoover, AL 35226
Value

Sold below market average

3 beds2 baths1,549 sqft
$137,900
May 1, 2026
$89/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$482/mo
35226 Avg Rent
35226 Cost to Own
Rent$2,250
Own$2,732

20% down, 6.55% rate, 0.7% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

35226 Avg nightly rate
35226 Avg occupancy (days/year)
Nightly rate$159/night
Occupancy164 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/19/2026

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