Montgomery, AL 36109 Real Estate Market Report

ZIP Code: 36109
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

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Key Findings

1. The primary market indicator is the median sold price of $158,500, which suggests current market value is modest and supported by recent transactions; the market appears balanced to slightly warm with a neutral market temperature.

2. Liquidity signals are slowed by a high median days on market of 728, which indicates slower sales velocity and potential pricing friction even though sale prices remain stable.

3. Price and rent momentum are positive: the price year-over-year trend is up and the rent year-over-year trend is up, signaling rising price and rental pressure for investors and owners considering repositioning.

4. Rising borrowing costs are a headwind: interest rate pressure is elevated, which may constrain buyers’ purchasing power and suggests elevated financing sensitivity for price negotiations; combined with relatively constrained active supply, well-priced listings may still transact while mispriced inventory could experience extended time on market.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.