Market Snapshot
- Median listing price
- $77K
- Median rent
- $1,000/mo
- Days on market
- 534 days
- Gross rental yield
- 15.48%
- STR vs LTR
- $1,812/mo STR · $1,000/mo LTR
The median listing price in Montgomery, AL ZIP 36107 is $77,499.5 as of July 2026.
The median market rent in Montgomery, AL ZIP 36107 is $1,000/month as of July 2026.
The median days on market in Montgomery, AL ZIP 36107 is 534 days as of July 2026. The market is currently neutral.
At a median list price of $77,499.5 and a median rent of $1,000/month, the gross rental yield in Montgomery, AL ZIP 36107 is 15.48% as of July 2026.
In Montgomery, AL ZIP 36107, median Airbnb revenue is $1,812/month compared to median long-term rent of $1,000/month as of July 2026.
Montgomery, AL 36107 Real Estate Market Report
ZIP Code: 36107
Report Date: July 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Montgomery, AL, are averaging 6.54%, which is 0.45% higher than the 6.09% low point observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The neighborhood’s $91,000 median sold price is the clearest indicator of current market value and, together with an observed up price year-over-year trend, suggests modest price appreciation concentrated in recently completed transactions.
- The 534 median days on market is unusually long and points to slower sales velocity and noticeable pricing friction; with the market temperature described as neutral, this appears to be a balanced market that may require precise pricing to achieve timely contracts.
- The $66.09 median price per square foot alongside a $1,000 median market rent indicates price-to-rent relationships that support steady rental demand; rent trends are reported as up, which may sustain investor interest for well-located, well-maintained SFR and condominium units.
- Mortgage cost pressure is a clear headwind: current 30-year fixed mortgage rates are 6.54% and interest rate pressure is flagged as elevated, which may dampen buyer affordability and lengthen decision timelines despite the neutral market temperature.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Sold above market average
Sold above market average
Sold above market average
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.49% rate, 0.7% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 7/10/2026
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