Montgomery, AL 36107 Real Estate Market Report

ZIP Code: 36107
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 36107 area are approximately 6.38%, which is 0.51% higher than the 5.87% market average observed in February 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood’s primary price signal is the median sold price of $93,000, which, combined with a reported up price year-over-year trend, indicates recent transaction values are rising even as local conditions remain mixed.

2. Sales liquidity appears slow: the median days on market of 457 suggests notably slower sales velocity and prolonged marketing periods, which may indicate pricing friction or tighter buyer interest in completed transactions.

3. Valuation context is supported by a median price per square foot of 65.87 alongside a median market rent of 995, a combination that suggests modest price levels relative to rental cash flows for SFR and condo investors evaluating the area.

4. Market balance and financing headwinds: the area’s market temperature is neutral and interest rate pressure is moderate; local mortgage costs are higher locally at 6.38%, which is 0.51% above the 5.87% market average observed in February 2026—this may temper buyer urgency and sustaining the neutral balance.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.