Montgomery, AL 36110 Real Estate Market Report

ZIP Code: 36110
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current market rates for 30-year fixed loans in Montgomery, AL are averaging 6.35%, reflecting the broader 2026 interest rate environment for property owners in this market.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary indicator of local market value is the median sold price of 68,000, which represents the most reliable signal of recent transaction activity in ZIP 36110; given other market signals, this level suggests pricing pressure below broader Montgomery averages. cold market

2. Sales velocity is slow: the median days on market is 900, which, combined with the market temperature being cold, suggests extended listing lifecycles and slower transaction volume rather than rapid turnover.

3. Pricing context shows a low median price per square foot of 55.83 alongside a median market rent of 1,000; with rents running up year-over-year while prices show a up trend YoY, this indicates potential rental-side resilience but persistent pricing friction in sold transactions.

4. Affordability and demand are pressured by financing conditions: interest rate pressure is described as elevated, and current market rates for 30-year fixed loans in Montgomery are averaging 6.35%, which may be constraining buyer purchasing power and contributing to the observed cold market and slower sales velocity.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.